Osoyoos · V0H1V6
$1,083/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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FULL 100% OWNERSHIP. Welcome to Spirit Ridge! Spacious 2-bedroom, 2-bathroom 3rd floor suite. Enjoy morning coffee on the large balcony with views of the golf course & mountains. This west facing suite offers one King Bed in the master & 2 Queen beds in second bedroom, plus hide-a-bed in the living room to accommodate all your guests! Boasting a great open floor plan and features cozy fireplace, granite countertops, maple cabinetry, superior soundproofing, wireless internet, flat screen TVs in all bedrooms & living room and an underground parkade. The Resort's fabulous amenities include a restaurant, spa, pool, waterslide, hot tub & housekeeping. Stroll through the vineyard to the beach & dock. Property is not freehold strata; it is a prepaid crown lease on native land.
2
Beds
910 ft²
Floor area
2009
Year built
Recreational
Type
Osoyoos
Area
Listed
April 20, 2026
Nearby & Commute
37 min
walk to Nesters Market
5h 2m
bike to Prairie Valley Station
16h 46m
walk to Prairie Valley Station
10h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 55%
| Condo / Apartment | 123 | 54.9% |
| Detached | 51 | 22.8% |
| Townhouse | 29 | 12.9% |
| Land | 9 | 4.0% |
| Other | 5 | 2.2% |
| Other | 7 | 3.1% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,083
Principal and interest
Calculated estimate
$874
Property tax
Calculated estimate
$58/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$189,000
Down payment
Calculated estimate
$37,800 (20%)
Estimated mortgage
Calculated estimate
$151,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,083
/mo
Rate
%
Amortization
Principal and interest
$874
Property tax (est.)
$58
P&I
Tax
Down payment
$37,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $37,800 down (20%) on $189,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.6420 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
