Vernon · V1H1X5
$963/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Tucked into the corner of a vibrant 55+ community just a short walk from the shores of Okanagan Lake, this home offers the chance to create an affordable lakeside lifestyle exactly the way you envision it. Whether you’ve been dreaming of a cozy beach-inspired retreat, a simplified downsizing lifestyle, or a fresh renovation project with real potential, this property is ready for its next chapter. Inside, the layout offers a bright living room filled with natural light, a galley kitchen with adjacent dining area, and a front porch that could become the perfect morning coffee sitting room. Down the hall a shared bathroom and 3 flexible rooms including a primary bedroom, guest room, and optional office or hobby space. Outside, the full shed provides room for bikes, tools, beach gear, and all the extras that come with Okanagan living. With electrical already signed off, now it’s your turn to bring the vision to life. Located walking distance to the lake, close to parks, beaches, public transportation and everyday amenities, this is an incredible opportunity to create an affordable home near the water in one of Vernon’s most desirable areas. 2 furry friends welcome with approval.
3
Beds
844 ft²
Floor area
1974
Year built
Single Family
Type
Bella Vista
Area
Listed
May 25, 2026
Nearby & Commute
40 min
walk to Okanagan Landing Plaza
3h 14m
bike to Orchard Park Exchange
10h 45m
walk to Orchard Park Exchange
11h 39m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 47 | 35.1% |
| Mobile home | 22 | 16.4% |
| Condo / Apartment | 20 | 14.9% |
| Townhouse | 19 | 14.2% |
| Land | 13 | 9.7% |
| Other | 13 | 9.7% |
| $15,000 to $19,999 | 5 | 2.4% |
| $20,000 to $24,999 | 25 | 11.9% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 10 | 4.8% |
| $35,000 to $39,999 | 25 | 11.9% |
| $40,000 to $44,999 | 20 | 9.5% |
| $45,000 to $49,999 | 10 | 4.8% |
| $50,000 to $59,999 | 30 | 14.3% |
| $60,000 to $69,999 | 20 | 9.5% |
| $70,000 to $79,999 | 15 | 7.1% |
| $80,000 to $89,999 | 15 | 7.1% |
| $90,000 to $99,999 | 5 | 2.4% |
| $100,000 to $124,999 | 15 | 7.1% |
| $150,000 to $199,999 | 5 | 2.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$963
Principal and interest
Calculated estimate
$763
Property tax
Calculated estimate
$50/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$164,900
Down payment
Calculated estimate
$32,980 (20%)
Estimated mortgage
Calculated estimate
$131,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$963
/mo
Rate
%
Amortization
Principal and interest
$763
Property tax (est.)
$50
P&I
Tax
Down payment
$32,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $32,980 down (20%) on $164,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.9974 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
