Vernon · V1T1K5
$1,423/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This 2 bedroom, 1 bathroom top floor unit in Regency Gardens offers a great opportunity for first-time buyers or investors. Renovated in 2016, with significant updates throughout, taking care of many of the larger improvements a buyer would otherwise need to consider and a solid starting point to make the home their own. The home offers two spacious bedrooms, a full bathroom, convenient in-suite laundry, and a private balcony overlooking a treed, park-like area with creek. A peaceful outlook to enjoy from the top floor. Parking is conveniently located close to the stairs. Centrally located in Vernon on a bus route and within walking distance of downtown, shopping, restaurants, and walking trails. Regency Gardens is a family-friendly complex with no age restrictions and rentals are permitted. The pet policy allows two dogs, two cats, or one of each.
2
Beds
771 ft²
Floor area
1982
Year built
Single Family
Type
Mission Hill
Area
Listed
August 18, 2026
Nearby & Commute
7 min
walk to Canadian Wholesale Club
3h 24m
bike to Orchard Park Exchange
11h 20m
walk to Orchard Park Exchange
11h 51m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 34%
| Detached | 113 | 34.5% |
| Townhouse | 71 | 21.6% |
| Condo / Apartment | 44 | 13.4% |
| Duplex | 31 | 9.5% |
| Land | 28 | 8.5% |
| Other | 41 | 12.5% |
| Under $5,000 | 5 | 1.3% |
| $10,000 to $14,999 | 5 | 1.3% |
| $15,000 to $19,999 | 25 | 6.5% |
| $20,000 to $24,999 | 40 | 10.4% |
| $25,000 to $29,999 | 15 | 3.9% |
| $30,000 to $34,999 | 20 | 5.2% |
| $35,000 to $39,999 | 25 | 6.5% |
| $40,000 to $44,999 | 15 | 3.9% |
| $45,000 to $49,999 | 25 | 6.5% |
| $50,000 to $59,999 | 40 | 10.4% |
| $60,000 to $69,999 | 50 | 13.0% |
| $70,000 to $79,999 | 25 | 6.5% |
| $80,000 to $89,999 | 25 | 6.5% |
| $90,000 to $99,999 | 15 | 3.9% |
| $100,000 to $124,999 | 30 | 7.8% |
| $125,000 to $149,999 | 10 | 2.6% |
| $150,000 to $199,999 | 10 | 2.6% |
| $200,000 and over | 5 | 1.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,423
Principal and interest
Calculated estimate
$1,198
Property tax
Calculated estimate
$75/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$259,000
Down payment
Calculated estimate
$51,800 (20%)
Estimated mortgage
Calculated estimate
$207,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,423
/mo
Rate
%
Amortization
Principal and interest
$1,198
Property tax (est.)
$75
P&I
Tax
Down payment
$51,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $51,800 down (20%) on $259,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
