- Active
363 Providence Avenue
Kelowna · Single Family
- Beds
- 6
- Baths
- 4
- Sqft
- 3,015
- Built
- 2003
Listed by Oakwyn Realty Okanagan-Letnick Estates · MLS® 10392245
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Nestled in the heart of Kettle Valley, one of Kelowna’s most sought-after family communities, this exceptional home offers the perfect blend of space, flexibility, and lifestyle. Designed for growing or multi-generational families, the property features a bright and spacious four-bedroom main residence plus a beautifully appointed two-bedroom permitted in-law suite with its own private entrance. The sun-filled main level showcases an open-concept design centered around a generous kitchen with a large island, seamlessly connecting to the dining area and inviting living room with a cozy fireplace and access to a sun-drenched deck. The spacious primary retreat offers dual closets and a full ensuite with double vanities, while an additional bedroom or office and full bathroom complete the main floor. Upstairs, two more bedrooms & versatile loft nook create the ideal space for children, homework, or play. Situated on a corner lot, quiet laneway with an oversized garage and fully fenced yard, this home is just steps from Chute Lake Elementary, parks, trails, and Kettle Valley Village Centre, offering an unparalleled Okanagan lifestyle in a premier neighborhood. Newer exterior painting, synthetic lawn, updated interior paint and new patio pillars. Vacant and easy to show on short notice. You even have space to park a small RV or boat. Basement living room, both bedrooms and lower stairs have had flooring updated to a luxury wide vinyl plank flooring October 2026.
Home facts
- Bedrooms
- 6
- Bathrooms
- 4 full
- Interior
- 3,015 sq ft
- Year built
- 2003
- Storeys
- 3
- Parking
- 6
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplaces
- 2
- Area
- Kettle Valley
- Listed
- June 23, 2026
- Structure
- House
- Frontage
- 35 feet
- PID
- 025-590-065
- Common interest
- Freehold
Highlights
- Mountain view
- Patio
- Private yard
- Fireplace
Features and inclusions
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Flooring
- Laminate, Carpeted
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, Additional Parking
- Lot
- Corner Site, Irregular lot size, One Balcony
- Community
- Family Oriented, Rentals Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,209
- Property tax
- $317/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,676
Purchase snapshot
- List price
- $1,099,000
- Down payment
- $219,800 (20%)
- Estimated mortgage
- $879,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,231
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $3,780 a month
- Gross yield
- 4.1%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 68%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
