Terrace · V8G5E7
$2,852/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Location, location! This 5 bedroom 2.5 bath family home is in one of Terrace's most desired neighborhoods. Decorated in a west coast rustic theme with western red cedar trim throughout and live edge counters in the bathrooms. This home just had the shingles replaced and is freshly painted throughout! Large main living area upstairs with a large dining area and 3 bedrooms. The primary bedroom features an ensuite. Downstairs you'll find the huge recroom with Blaze King woodstove large bathroom laundry room, large basement mudroom and 2 more bedrooms. The garage is a great size to use for toys or working on projects. Home is 2x6 construction. The fully fenced backyard features a covered deck and views of Copper Mountain. Priced to Sell this home will not last long!!!
3
Beds
2,384 ft²
Floor area
1981
Year built
Single Family
Type
Listed
August 10, 2026
Nearby & Commute
57 min
walk to Walmart Supercentre
20 min
bike to Terrace (Kitimat)
1h 6m
walk to Terrace (Kitimat)
27h 32m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 37%
| Detached | 23 | 36.5% |
| Mobile home | 20 | 31.7% |
| Land | 13 | 20.6% |
| Condo / Apartment | 2 | 3.2% |
| Townhouse | 2 | 3.2% |
| Other | 3 | 4.8% |
| $50,000 to $59,999 | 5 | 3.7% |
| $60,000 to $69,999 | 10 | 7.4% |
| $70,000 to $79,999 | 5 | 3.7% |
| $90,000 to $99,999 | 10 | 7.4% |
| $100,000 to $124,999 | 20 | 14.8% |
| $125,000 to $149,999 | 25 | 18.5% |
| $150,000 to $199,999 | 40 | 29.6% |
| $200,000 and over | 20 | 14.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,852
Principal and interest
Calculated estimate
$2,544
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$549,900
Down payment
Calculated estimate
$109,980 (20%)
Estimated mortgage
Calculated estimate
$439,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,852
/mo
Rate
%
Amortization
Principal and interest
$2,544
Property tax (est.)
$158
P&I
Tax
Down payment
$109,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,980 down (20%) on $549,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 8.0529 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
