Oliver · V0H1T1
$4,570/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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PREMIUM LOT! Welcome to this beautifully upgraded Burgundy floor plan in The Meadows at The Cottages on Osoyoos Lake. Backing onto lush green space with desirable southern exposure, this exceptional property offers RARE PRIVACY enhanced by mature greenery, abundant birdlife & peaceful views. Proudly offered by the original owners, this immaculate home features 4 bedrooms, 3 bathrooms & over $60,000 in builder upgrades. The bright open-concept main level showcases upgraded cork-backed vinyl plank flooring, crown molding, stunning linear gas fireplace, quartz countertops, additional kitchen cabinetry, pantry pull-outs, upgraded appliances & induction stove. Spacious primary suite offers ensuite with dual vanities, tiled shower & soaker tub. Upstairs offers a family room, office/den, two bedrooms & full bath. A standout is the insulated glass-enclosed sunroom, creating a true four-season living space. ENLARGED GARAGE (extra 2 ft) with epoxy flooring, OVERSIZED DRIVEWAY for two cars plus a truck, & extended walkway to the back patio. Enjoy a south-facing professionally landscaped yard, EXPANDED PATIO, BBQ hookup & a fire table for unforgettable Okanagan evenings. Residents enjoy 1800 ft of waterfront, 500+ ft of sandy beach, pools, hot tubs, gym, off-leash dog park & more. Ideal full-time residence, vacation getaway, or investment property (short-term rentals permitted 5+ days). NO GST, NO PTT, NO EMPTY HOMES TAX. Secure prepaid lease. Boat slip available for purchase separately.
4
Beds
2,088 ft²
Floor area
2019
Year built
Single Family
Type
Oliver Rural
Area
Listed
June 16, 2026
Nearby & Commute
1h 14m
walk to Red Apple
4h 38m
bike to Prairie Valley Station
15h 27m
walk to Prairie Valley Station
10h 33m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 80%
| Detached | 28 | 80.0% |
| Other | 3 | 8.6% |
| Farm | 2 | 5.7% |
| Condo / Apartment | 1 | 2.9% |
| Townhouse | 1 | 2.9% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,570
Principal and interest
Calculated estimate
$4,162
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,800
Down payment
Calculated estimate
$179,960 (20%)
Estimated mortgage
Calculated estimate
$719,840
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,570
/mo
Rate
%
Amortization
Principal and interest
$4,162
Property tax (est.)
$258
P&I
Tax
Down payment
$179,960 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,960 down (20%) on $899,800, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
