- Active
3809 Gardner Road
Saltair · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,844
- Built
- 1970
Listed by eXp Realty (NA) · MLS® 1050440
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Sign inAbout this home
For generations, 3809 Gardner Road West has been home to one family — a place filled with memories, love, and years of enjoying one of the beautiful waterfront settings Ladysmith has to offer. Built in 1970, this 2-bedroom, 2-bathroom home is ready for its next chapter and offers plenty of opportunity to bring your vision to life. While deeply loved over the years, this home is ready for some love of its own. Restore its character, update it to suit your style, or create something uniquely yours. The true star is the setting. Enjoy beautiful ocean views, low-bank waterfront access, and ever-changing scenery. Watch boats pass by, spot seals, herons and eagles, and perhaps even catch a glimpse of whales. With a sauna and a special waterfront setting, this property is ready for someone to write its next chapter. Measurements are approximate and should be verified if important. Property is being sold as is, where is.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,844 sq ft
- Lot size
- 15,246 sq ft
- Year built
- 1970
- Parking
- 5
- Property type
- Single Family
- Carport
- Yes
- Fireplaces
- 2
- Area
- Saltair
- Listed
- September 22, 2026
- Structure
- House
- PID
- 004-711-394
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
- Sauna
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer, Microwave
- Heating
- Oil, Wood
- Cooling
- None
- Parking
- Carport
- Lot
- Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,688
- Property tax
- $350/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,188
Purchase snapshot
- List price
- $1,200,000
- Down payment
- $240,000 (20%)
- Estimated mortgage
- $960,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 60%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
