3901 Cottonwood Lane
Naramata · V0H1N1
$7,521/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Naramata · V0H1N1
$7,521/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Live the dream on the iconic Naramata Bench! This stunning Fir log home is your chance to own a truly one-of-a-kind property with unmatched potential, perfect for horse lovers, hobby farmers, or anyone dreaming of planting their own vineyard. Just steps from the famous KVR Trail, this 9.4-acre estate offers privacy, space, and breathtaking lake views from its sun-drenched western exposure. With over 3,500 square feet of warm, character-rich living space, the home features soaring vaulted ceilings, a welcoming open layout, and a striking copper flue fireplace that anchors the spacious living area. The kitchen is well laid out and ideal for entertaining. Upstairs, you’ll find a loft-style primary suite with ensuite and a second unique loft-style bedroom with its own private lower-level living area and bath—perfect for guests or extended family. On the north side, a separate 1-bedroom suite with private access and outdoor space offers excellent income potential as a Bed & Breakfast or long-term rental. Step outside to enjoy the expansive covered wraparound deck—ideal for entertaining or soaking in the tranquil views. The fenced yard, gardens, and generous shed are a dream for green thumbs and hobbyists alike. Downstairs, the lower level offers practical storage and utility space. This is more than a home, it’s a lifestyle. Book your showing today and experience the peace, potential, and natural beauty this extraordinary property has to offer.
3
Beds
4,055 ft²
Floor area
2005
Year built
Single Family
Type
Naramata Rural
Area
Listed
June 24, 2026
Nearby & Commute
1h 50m
walk to IGA
56 min
bike to Prairie Valley Station
3h 7m
walk to Prairie Valley Station
10h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 48%
| Land | 30 | 48.4% |
| Detached | 22 | 35.5% |
| Farm | 9 | 14.5% |
| Other | 1 | 1.6% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,521
Principal and interest
Calculated estimate
$6,938
Property tax
Calculated estimate
$433/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,499,900
Down payment
Calculated estimate
$299,980 (20%)
Estimated mortgage
Calculated estimate
$1,199,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,521
/mo
Rate
%
Amortization
Principal and interest
$6,938
Property tax (est.)
$433
P&I
Tax
Down payment
$299,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $299,980 down (20%) on $1,499,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.