- Active
3901 Cottonwood Lane
Naramata · Single Family
- Beds
- 3
- Baths
- 4
- Sqft
- 4,055
- Built
- 2005
Listed by eXp Realty · MLS® 10391748
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Sign inAbout this home
Live the dream on the iconic Naramata Bench! This stunning Fir log home is your chance to own a truly one-of-a-kind property with unmatched potential, perfect for horse lovers, hobby farmers, or anyone dreaming of planting their own vineyard. Just steps from the famous KVR Trail, this 9.4-acre estate offers privacy, space, and breathtaking lake views from its sun-drenched western exposure. With over 3,500 square feet of warm, character-rich living space, the home features soaring vaulted ceilings, a welcoming open layout, and a striking copper flue fireplace that anchors the spacious living area. The kitchen is well laid out and ideal for entertaining. Upstairs, you’ll find a loft-style primary suite with ensuite and a second unique loft-style bedroom with its own private lower-level living area and bath—perfect for guests or extended family. On the north side, a separate 1-bedroom suite with private access and outdoor space offers excellent income potential as a Bed & Breakfast or long-term rental. Step outside to enjoy the expansive covered wraparound deck—ideal for entertaining or soaking in the tranquil views. The fenced yard, gardens, and generous shed are a dream for green thumbs and hobbyists alike. Downstairs, the lower level offers practical storage and utility space. This is more than a home, it’s a lifestyle. Book your showing today and experience the peace, potential, and natural beauty this extraordinary property has to offer.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 2 half
- Interior
- 4,055 sq ft
- Year built
- 2005
- Storeys
- 2
- Property type
- Single Family
- Basement
- Partial
- Fireplace
- 1
- Area
- Naramata Rural
- Style
- Log house/cabin
- Listed
- June 24, 2026
- Structure
- House
- PID
- 018-810-276
- Common interest
- Freehold
Highlights
- Mountain view
- Private yard
- High ceilings
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Range, Dryer
- Heating
- Forced air, Electric
- Cooling
- Central air conditioning
- Roof
- Metal, Unknown
- Parking
- Other, RV, Additional Parking
- Lot
- Level lot, Private setting, Treed, Corner Site
- Community
- Rural Setting
Rooms and building
- Sewer
- Septic tank
- Water
- Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $7,109
- Property tax
- $433/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $7,692
Purchase snapshot
- List price
- $1,499,900
- Down payment
- $299,980 (20%)
- Estimated mortgage
- $1,199,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
For investors
As a rental
- Estimated rent
- $1,180 a month
- Gross yield
- 0.9%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 49%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.