- Active
3910 North Naramata Road
Naramata · Agriculture
- Beds
- 4
- Baths
- 2
- Sqft
- 2,382
- Built
- 1920
Listed by Front Street Realty · MLS® 10386636
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Sign inAbout this home
This rare private 11.34 acre farm estate is nestled in the heart of the South Okanagan's wine country above the charming village of Naramata, which is renowned for its vibrant agricultural industry, fertile land, breathtaking landscapes, numerous wineries, & relaxed lifestyle. This is being offered for sale with TWO SEPARATE TITLES, which would allow for many development possibilities including a second primary family home, 2 secondary dwellings, accessory buildings & much more. One 5.47 acre parcel has a charming well-maintained 2382 sqft. rancher-style home with fully-finished walk-out basement, 4 bedrooms plus den/ 2 full bathrooms, attached single garage & a detached over-sized 3 bay garage. Enjoy breathtaking views of Okanagan Lake and surrounding mountains from the living room & large deck. The orchard is planted with pears, cherries, apples & peaches, is deer-fenced and has spray irrigation system throughout. The adjacent gently south-west facing 5.87 acre parcel is planted with apples and peaches. There is a large relatively flat area on an elevated NW section of the property that is currently not planted & could be an exclusive estate home-site. The building site is situated in a picturesque, serene, natural setting that offers stunning, panoramic views of Okanagan Lake, orchards, vineyards & surrounding mountains. Close to all the amenities of Naramata & Penticton.
Home facts
- Bedrooms
- 4
- Bathrooms
- 2 full
- Interior
- 2,382 sq ft
- Year built
- 1920
- Storeys
- 2
- Parking
- 4
- Property type
- Agriculture
- Basement
- Full
- Garage
- Yes
- Fireplaces
- 2
- Area
- Naramata Rural
- Style
- Ranch
- Listed
- May 7, 2026
- Structure
- Other
- PID
- 005-188-245
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Range, Oven, Dryer
- Heating
- Forced air, Electric
- Cooling
- Central air conditioning
- Flooring
- Laminate, Carpeted, Linoleum, Mixed Flooring
- Roof
- Vinyl Shingles, Unknown
- Parking
- Attached Garage, Detached Garage, RV, See Remarks
- Lot
- Private setting, Balcony
- Community
- Rural Setting
Rooms and building
- Sewer
- Septic tank
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $14,210
- Property tax
- $875/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $15,235
Purchase snapshot
- List price
- $2,998,000
- Down payment
- $599,600 (20%)
- Estimated mortgage
- $2,398,400
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 48%
Who lives here
Documents
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