Naramata · V0H1N1
$14,892/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This rare private 11.34 acre farm estate is nestled in the heart of the South Okanagan's wine country above the charming village of Naramata, which is renowned for its vibrant agricultural industry, fertile land, breathtaking landscapes, numerous wineries, & relaxed lifestyle. This is being offered for sale with TWO SEPARATE TITLES, which would allow for many development possibilities including a second primary family home, 2 secondary dwellings, accessory buildings & much more. One 5.47 acre parcel has a charming well-maintained 2382 sqft. rancher-style home with fully-finished walk-out basement, 4 bedrooms plus den/ 2 full bathrooms, attached single garage & a detached over-sized 3 bay garage. Enjoy breathtaking views of Okanagan Lake and surrounding mountains from the living room & large deck. The orchard is planted with pears, cherries, apples & peaches, is deer-fenced and has spray irrigation system throughout. The adjacent gently south-west facing 5.87 acre parcel is planted with apples and peaches. There is a large relatively flat area on an elevated NW section of the property that is currently not planted & could be an exclusive estate home-site. The building site is situated in a picturesque, serene, natural setting that offers stunning, panoramic views of Okanagan Lake, orchards, vineyards & surrounding mountains. Close to all the amenities of Naramata & Penticton.
4
Beds
2,382 ft²
Floor area
1920
Year built
Agriculture
Type
Naramata Rural
Area
Listed
May 7, 2026
$2,998,000 is 190.6% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 37m
walk to IGA
52 min
bike to Prairie Valley Station
2h 54m
walk to Prairie Valley Station
10h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 48%
| Land | 29 | 47.5% |
| Detached | 22 | 36.1% |
| Farm | 9 | 14.8% |
| Other | 1 | 1.6% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$14,892
Principal and interest
Calculated estimate
$13,867
Property tax
Calculated estimate
$875/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,998,000
Down payment
Calculated estimate
$599,600 (20%)
Estimated mortgage
Calculated estimate
$2,398,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$14,892
/mo
Rate
%
Amortization
Principal and interest
$13,867
Property tax (est.)
$875
P&I
Tax
Down payment
$599,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $599,600 down (20%) on $2,998,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
