- Active
3935 Milford Road
West Kelowna · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,239
- Built
- 1973
Listed by Real Broker B.C. Ltd · MLS® 10402185
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Sign inAbout this home
Your own dock on the Pritchard Canal, with boat access straight out to Okanagan Lake. This raised rancher is set up to take full advantage of the water, with an upper deck overlooking the canal and a walkout lower level that opens right onto the backyard and dock. Inside are 3 bedrooms and 3 bathrooms across roughly 2,239 finished square feet. The main floor offers a bright living room and a country style kitchen with a mountain view. The laundry room on the main level can be converted back to a 4th bedroom. The lower level has its own separate walkout entrance, giving it real potential for an in law suite for extended family or guests. Outside, mature landscaping and a covered carport add to the curb appeal, and the backyard steps straight down to your private dock on the canal, ready for paddleboards, kayaks, or the boat. Built in 1973, this home is ready for a fresh vision. Renovate to your own taste and build equity on a canal lot that rarely comes up. Wineries, beaches, and parks are all close by. Listed below the current assessed value, so there is real room to add value.
Home facts
- Bedrooms
- 4
- Bathrooms
- 2 full + 1 half
- Interior
- 2,239 sq ft
- Year built
- 1973
- Storeys
- 2
- Property type
- Single Family
- Basement
- Full
- Carport
- Yes
- Area
- Lakeview Heights
- Style
- Bungalow
- Listed
- September 29, 2026
- Structure
- House
- PID
- 008-647-011
- Common interest
- Freehold
Highlights
- Mountain view
- Private yard
Features and inclusions
- Heating
- Forced air
- Cooling
- Central air conditioning
- Flooring
- Laminate, Carpeted
- Roof
- Asphalt shingle, Unknown
- Parking
- Carport, Street, Additional Parking
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,688
- Property tax
- $350/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,188
Purchase snapshot
- List price
- $1,200,000
- Down payment
- $240,000 (20%)
- Estimated mortgage
- $960,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,954
- At 4.9615 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
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Who lives here
Documents
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