- Active
3959 Cedar Hill Cross Road
Saanich · Single Family
- Beds
- 6
- Baths
- 2
- Sqft
- 2,369
- Built
- 1953
Listed by Sotheby's International Realty Canada · MLS® 1051678
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Sign inAbout this home
Immediate occupancy is available on this beautifully renovated family home or investment opportunity in Saanich, featuring an updated kitchen & bath on the main level, plus a self-contained lower suite with its own updated kitchen, bathroom, private entrance and floating tile subfloor, plus room to add separate laundry. The main level offers 3 generously sized bedrooms, a bright sunroom opening onto a large deck & fully fenced yard with apple trees, perfect for entertaining, pets & kids, all set on a generous 10,402 sq ft lot. Outside you'll find ample parking, a single-car garage & a detached sunroom for extra finished space. Key features include a roof replaced in 2015, double-pane vinyl windows, updated electrical where there have been renovations, a new gas hot water tank, radiant hot water baseboard heating, recent exterior paint, and updated carpet. Located close to UVic, groceries & restaurants, with easy access to major bus routes, downtown & bike paths.
Home facts
- Bedrooms
- 6
- Bathrooms
- 2 full
- Interior
- 2,369 sq ft
- Lot size
- 10,402 sq ft
- Year built
- 1953
- Parking
- 5
- Property type
- Single Family
- Fireplace
- 1
- Area
- Maplewood
- Listed
- October 7, 2026
- Structure
- House
- PID
- 017-675-952
- Common interest
- Freehold
Highlights
- Private yard
Features and inclusions
- Heating
- Baseboard heaters, Natural gas, Hot Water
- Cooling
- None
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,967
- Property tax
- $308/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,426
Purchase snapshot
- List price
- $1,048,000
- Down payment
- $209,600 (20%)
- Estimated mortgage
- $838,400
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,450
- At 5.2008 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 44%
Who lives here
Documents
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