- Active
3978 Merlin Street
Nanaimo · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,396
- Built
- 2001
Listed by Royal LePage Nanaimo Realty (NanIsHwyN) · MLS® 1050988
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Sign inAbout this home
Enjoy comfort, privacy and easy-care living in Deerwood Estates, North Nanaimo's premier 55+ community. Set on an oversized corner lot atop a gentle knoll, this well-cared-for home enjoys an elevated position above many of the homes across the street. The outlook towards Mt. Benson is a special part of everyday life here, with west-facing windows capturing mountain views and colourful sunsets. Extra living room windows welcome natural light, even through the winter months. Inside, the spacious two-bedroom-plus-den layout offers room to host guests and pursue favourite pastimes. The bright den makes a welcoming sewing room, reading retreat or home office. Solid hardwood extends through most of the home, complemented by quality vinyl tile in the kitchen, bathrooms and laundry. Updates to appliances and interior paint add to the home's inviting feel. A natural gas furnace and air conditioning provide year-round comfort, while the living room's gas stove offers a cosy spot to settle in on cooler evenings. Outdoor living is equally appealing, with an expanded covered patio on the east side for enjoying the morning light, a covered west-facing front porch and a large electric awning for shade on warm summer days. The fully fenced yard features mature, low-maintenance landscaping, and LeafFilter gutter guards help reduce seasonal upkeep. A single garage with two good-sized storage rooms provides valuable space for tools, seasonal items and keepsakes. Thoughtfully improved and lovingly maintained, this home combines a bright, private setting with practical features that leave more time for the things you enjoy.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,396 sq ft
- Year built
- 2001
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Carport
- Yes
- Fireplace
- 1
- Area
- North Jingle Pot
- Listed
- September 29, 2026
- Structure
- Manufactured Home
- Common interest
- Leasehold
Highlights
- Mountain view
- Air conditioning
- Patio
- Private yard
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Freezer
- Heating
- Forced air, Natural gas
- Cooling
- Air Conditioned
- Parking
- Garage, Carport
- Lot
- Southern exposure, Other, Gated community
- Community
- Pets Allowed, Age Restrictions
Rooms and building
- Water
- Zoning
- Other
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,792
- Property tax
- $175/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,117
Purchase snapshot
- List price
- $589,000
- Down payment
- $117,800 (20%)
- Estimated mortgage
- $471,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,307
- At 7.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Nanaimo
Ten year average, 2016–2025.
- Average temperature
- 10.4°C
- Daily mean across the year.
- Yearly precipitation
- 0 mm
- On the drier side for BC.
- Bright sunshine
- 1,940 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 34%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.