- Active
3982 McGiverin Road
Fernie · Single Family
- Beds
- 8
- Baths
- 10
- Sqft
- 7,342
- Built
- 2010
Listed by Century 21 Mountain Lifestyles Inc. · MLS® 10375535
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Sign inAbout this home
Set on a private 1.2-acre parcel and steps from the river, this exceptional property offers over 7,000 sq ft of living space in a peaceful, secluded setting with incredible mountain, Elk River, and ski hill views. The home features in-floor heating on the second floor, a cozy wood stove, stainless steel appliances, and a heated triple car garage. Designed for comfort and privacy, the home includes five bedrooms, each with its own ensuite, plus two additional powder rooms and a full bath in the basement. Highlights include a custom glass floating staircase, leather granite kitchen island, and custom wardrobe closets. A suite above the garage is drywalled and ready for your personal touches, and with some elements still unfinished, it can also be a 2/3 generation family home with the ability to also generate income from the suite. Call today to view this amazing property and for more information!
Home facts
- Bedrooms
- 8
- Bathrooms
- 7 full + 3 half
- Interior
- 7,342 sq ft
- Year built
- 2010
- Storeys
- 3
- Parking
- 3
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplace
- 1
- Area
- Elk Valley Rural
- Listed
- February 11, 2026
- Structure
- House
- PID
- 009-260-706
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Appliances
- Refrigerator, Cooktop - Gas, Dishwasher, See remarks, Washer & Dryer
- Heating
- Forced air, In Floor Heating, See remarks
- Flooring
- Mixed Flooring
- Roof
- Metal, Unknown
- Parking
- Attached Garage, Heated Garage, Additional Parking
- Lot
- Level lot, Private setting, Central island, Jacuzzi bath-tub
- Community
- Rural Setting
Rooms and building
- Sewer
- Septic tank
- Water
- Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $11,612
- Property tax
- $717/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $12,479
Purchase snapshot
- List price
- $2,450,000
- Down payment
- $490,000 (20%)
- Estimated mortgage
- $1,960,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $14,662
- At 5.9846 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 32%
Who lives here
Documents
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