- Active
3991 Desert Pines Avenue
Peachland · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,330
- Built
- 1969
Listed by Rennie & Associates Realty Ltd. · MLS® 10402199
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Sign inAbout this home
RENOVATED. DETACHED CABIN. VIEW. | There's a particular kind of stillness that only exists by the water: slower mornings, longer evenings, the quiet sense that nothing important is happening anywhere else. This Peachland home was renovated around that idea. Set on a corner lot overlooking Okanagan Lake, the three-bedroom residence has been reimagined by its current owners, with whitewashed cedar ceilings, a resurfaced fireplace, and a fully redesigned kitchen anchored by a wine fridge and a carefully edited palette that carries through the main floor. The ensuite opens into a walk-in rain shower; the lower bath is warmed by heated floors. Outside, a 180-degree wraparound deck, professionally sealed with a zero-seam finish, frames the living area in lake and mountain views, while a second private deck extends off the primary bedroom. A detached cabin sits apart on the property, finished with heat, air conditioning, a kitchenette, and its own deck with an outdoor shower, ideal as a creative studio, a quiet home office, or a comfortable space to host guests. The grounds are finished with hardscape landscaping, landscape lighting, and an outdoor dining area, with dedicated room for a boat and RV. A home for buyers drawn to design, lake views, and a quieter rhythm, and one of the more carefully assembled properties available in Peachland today.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 1 half
- Interior
- 2,330 sq ft
- Year built
- 1969
- Storeys
- 2
- Parking
- 1
- Property type
- Single Family
- Basement
- Full
- Fireplaces
- 2
- Area
- Peachland
- Listed
- October 1, 2026
- Structure
- House
- PID
- 008-407-916
- Common interest
- Freehold
Highlights
- Mountain view
- Air conditioning
- Wine fridge
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Baseboard heaters, Electric, See remarks
- Cooling
- See Remarks
- Flooring
- Hardwood, Other, Ceramic Tile, Bamboo
- Roof
- Asphalt shingle, Unknown
- Parking
- Additional Parking
- Lot
- Corner Site
Rooms and building
- Sewer
- Septic tank
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,886
- Property tax
- $242/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,278
Purchase snapshot
- List price
- $819,900
- Down payment
- $163,980 (20%)
- Estimated mortgage
- $655,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,055
- At 4.9462 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,416 a month
- Gross yield
- 2.1%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 46%
Who lives here
Documents
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