Osoyoos · V0H1V2
$2,112/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This level-entry, two-bedroom plus den townhome in the private seven-unit Cedar Crest 55+ complex offers accessible, low-maintenance living minutes from downtown Osoyoos and local golf courses. Designed for downsizers seeking long-term stability, the bright main floor features a primary bedroom with a walk-in closet and three-piece ensuite, a comfortable family room with a gas fireplace, and central air conditioning. Outdoor living includes a private 13x5 deck, a single garage, and an extra parking stall. The lower level provides excellent versatility for guests or hobbies, featuring a finished second bedroom and a large unfinished space with its own separate entrance. With low strata fees and quick possession available, this well-maintained home delivers secure, low-maintenance equity in a quiet, established neighborhood.
2
Beds
1,408 ft²
Floor area
1997
Year built
Single Family
Type
Osoyoos
Area
Listed
March 20, 2025
$429,000 is 58.4% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
3 min
walk to Red Apple
5h
bike to Prairie Valley Station
16h 37m
walk to Prairie Valley Station
10h 38m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 44%
| Detached | 96 | 44.2% |
| Condo / Apartment | 48 | 22.1% |
| Townhouse | 29 | 13.4% |
| Land | 22 | 10.1% |
| Mobile home | 10 | 4.6% |
| Other | 12 | 5.5% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 15 | 5.8% |
| $25,000 to $29,999 | 15 | 5.8% |
| $30,000 to $34,999 | 25 | 9.6% |
| $35,000 to $39,999 | 20 | 7.7% |
| $40,000 to $44,999 | 20 | 7.7% |
| $45,000 to $49,999 | 20 | 7.7% |
| $50,000 to $59,999 | 25 | 9.6% |
| $60,000 to $69,999 | 15 | 5.8% |
| $70,000 to $79,999 | 15 | 5.8% |
| $80,000 to $89,999 | 10 | 3.8% |
| $90,000 to $99,999 | 20 | 7.7% |
| $100,000 to $124,999 | 25 | 9.6% |
| $125,000 to $149,999 | 15 | 5.8% |
| $150,000 to $199,999 | 10 | 3.8% |
| $200,000 and over | 5 | 1.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,112
Principal and interest
Calculated estimate
$1,846
Property tax
Calculated estimate
$117/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$399,000
Down payment
Calculated estimate
$79,800 (20%)
Estimated mortgage
Calculated estimate
$319,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,112
/mo
Rate
%
Amortization
Principal and interest
$1,846
Property tax (est.)
$117
P&I
Tax
Down payment
$79,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $79,800 down (20%) on $399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.1096 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
