- Active
4020 THOMAS Street
Terrace · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,954
- Built
- 2025
Listed by Royal LePage Aspire Realty (Terr) · MLS® R3167980
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Sign inAbout this home
Nearly new and ready for you! This modern rancher with garage features an open floor plan with the 3 bedrooms (plus an office) along one side and the main living space occupying the other side. The giant kitchen island provides a spot to enjoy your morning coffee or to help with dinner prep. And, if the ample cupboard space isn't enough there is a large pantry for your dry goods or kitchen gadgets! The east facing primary bedroom offers a walk in closet on the way to the 3 piece ensuite with double vanity. There is a small covered area in the back yard perfect for all season BBQ-ing, or just to sit outside while protected from the elements. This move in ready home is a few steps from Upland Public School and on a bus route with walking/biking trails right out the front door!
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,954 sq ft
- Lot size
- 6,114 sq ft
- Year built
- 2025
- Storey
- 1
- Property type
- Single Family
- Basement
- None
- Garage
- Yes
- Style
- Ranch
- Listed
- September 21, 2026
- Structure
- House
- PID
- 031-670-997
- Common interest
- Freehold
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Stove, Dryer
- Heating
- Baseboard heaters, Electric
- Roof
- Asphalt shingle, Conventional
- Parking
- Garage, Open
Rooms and building
- Foundation
- Concrete Slab
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,123
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,465
Purchase snapshot
- List price
- $659,000
- Down payment
- $131,800 (20%)
- Estimated mortgage
- $527,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,361
- At 8.1351 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 65%
Who lives here
Documents
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