- Active
4021 John's Road
Duncan · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 618
- Built
- 1998
Listed by Fair Realty (Nan) · MLS® 1043696
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Sign inAbout this home
Welcome to 4021 Johns Road, a rare opportunity to own a truly special Cowichan River waterfront property where nature, privacy, and lifestyle come together in one remarkable setting. Nestled along one of the Cowichan River's most desirable stretches, this unique property offers something increasingly difficult to find: genuine, usable access to the river itself. A private steel staircase leads down to the shoreline, providing a direct connection to the crystal-clear waters below where swimming, floating, fishing, and endless summer enjoyment await. While many properties can claim river frontage, few offer the kind of easy, functional access and highly swimmable waterfront found here. Surrounded by mature trees and natural beauty, the property enjoys a peaceful and private atmosphere that feels miles away from the hustle of everyday life, yet remains conveniently located within easy reach of Duncan, Lake Cowichan, shopping, restaurants, schools, and essential services. The ever-changing river provides a stunning backdrop throughout the seasons, from warm summer afternoons spent cooling off in the water to quiet mornings enjoying coffee while listening to the sounds of the river flowing by. This is the type of property where family memories are made, where friends gather, and where the outdoors becomes an extension of your living space. Whether you're relaxing by the water, exploring the property, enjoying local recreation, or simply taking in the tranquility of the setting, the connection to nature is immediate and unforgettable. Properties offering this combination of privacy, accessibility, and authentic Cowichan River enjoyment are exceptionally rare and highly sought after. Whether you're searching for a full-time residence, a weekend escape, or a place to enjoy the very best of Vancouver Island living, 4021 Johns Road presents a unique opportunity to own a property defined not only by its location, but by the lifestyle it offers. Call your agent to view
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 618 sq ft
- Lot size
- 19,166 sq ft
- Year built
- 1998
- Parking
- 6
- Property type
- Single Family
- Fireplace
- 1
- Area
- West Duncan
- Listed
- July 20, 2026
- Structure
- House
- PID
- 002-271-125
- Common interest
- Freehold
Highlights
- Waterfront
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dryer
- Heating
- Baseboard heaters, Electric, Wood
- Cooling
- None
- Lot
- Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,598
- Property tax
- $283/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,031
Purchase snapshot
- List price
- $970,000
- Down payment
- $194,000 (20%)
- Estimated mortgage
- $776,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,762
- At 6.9710 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 51%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.