- Active
#403 – 275 First Street
Duncan · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,139
- Built
- 1993
Listed by Pemberton Holmes Ltd. (Cow Vall) · MLS® 1047998
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Sign inAbout this home
Welcome to “On The Park” - a beautifully maintained 55+ community just steps from Centennial Park. This bright, top-floor home offers an impressive 1,139 sq ft of comfortable living, featuring 2 spacious bedrooms and 2 full bathrooms, including a generous primary suite with its own ensuite and private deck access. With southern exposure, vaulted ceilings, and a cozy gas fireplace, the main living area feels wonderfully open, warm, and filled with natural light. The kitchen has been thoughtfully refreshed with tile accents, new cupboard doors, and soft-close drawers - a clean, modern look that pairs perfectly with the home’s airy feel. Throughout the living room and hallway, you’ll find new, tasteful laminate flooring, while both bedrooms feature new quality berber carpet for added comfort. The large, sun-soaked deck off the living area (also accessible from the primary bedroom) creates the perfect spot for morning coffee or afternoon relaxation. This home includes in-suite laundry and comes with all appliances. Residents enjoy excellent building amenities, including a storage locker, bike/scooter storage, and exercise/multipurpose rooms. The location is truly hard to beat - right beside Centennial Park and just an easy, level stroll to shops, cafés, and everyday services in downtown Duncan. A bright, comfortable top-floor home in a friendly, walkable community. Vacant and ready for quick possession.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,139 sq ft
- Year built
- 1993
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- West Duncan
- Listed
- August 27, 2026
- Structure
- Apartment
- PID
- 018-291-678
- Common interest
- Condo/Strata
Highlights
- In-suite laundry
- High ceilings
- Storage locker
- Fireplace
Features and inclusions
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- Open, Visitor Parking
- Lot
- Central location, Other
- Community
- Pets Allowed, Age Restrictions
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,777
- Property tax
- $108/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,036
Purchase snapshot
- List price
- $375,000
- Down payment
- $75,000 (20%)
- Estimated mortgage
- $300,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,614
- At 6.9710 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 42%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.