- Active
#411 – 554 Seymour Street
Kamloops · Single Family
- Beds
- 1
- Baths
- 1
- Sqft
- 601
- Built
- 1997
Listed by REMAX Kamloops · MLS® 10402366
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Sign inAbout this home
Welcome to Desert Gardens! This top floor, north-facing condo offers an excellent opportunity to enjoy downtown living with everything the city has to offer just steps away. Inside, you'll find a bright and functional 1 bedroom, 1 bathroom layout featuring impressive 10' ceilings, upgraded flooring and a cozy natural gas fireplace. The 601 sq ft floor plan makes great use of the space, while the covered deck is the perfect spot to take in the city and surrounding mountain views. Complete with secure underground parking, this is a fantastic option for first time buyers, downsizers or anyone looking to enjoy the convenience of a central location. Schedule A must accompany all offers.
Home facts
- Bedrooms
- 1
- Bathrooms
- 1 full
- Interior
- 601 sq ft
- Year built
- 1997
- Storey
- 1
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- South Kamloops
- Style
- Other
- Listed
- October 1, 2026
- Structure
- Apartment
- PID
- 023-797-185
- Common interest
- Condo/Strata
Highlights
- Mountain view
- City view
- Underground parking
- High ceilings
- Fireplace
Features and inclusions
- Appliances
- Refrigerator, Range, Washer & Dryer
- Heating
- Baseboard heaters, Electric
- Flooring
- Mixed Flooring
- Roof
- Tar & gravel, Unknown
- Parking
- Underground
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,303
- Property tax
- $83/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,536
Purchase snapshot
- List price
- $274,900
- Down payment
- $54,980 (20%)
- Estimated mortgage
- $219,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,884
- At 6.8535 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $649 a month
- Gross yield
- 2.8%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kamloops
Ten year average, 2016–2025.
- Average temperature
- 9.8°C
- Daily mean across the year.
- Yearly precipitation
- 221 mm
- On the drier side for BC.
- Bright sunshine
- 2,080 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 35%
Who lives here
Documents
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