- Active
414 Mill Street
Nelson · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,213
- Built
- 1901
Listed by Coldwell Banker Executives Realty · MLS® 10401515
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Sign inAbout this home
Welcome to 414 Mill Street, a warm and well-kept 2 bedroom, 1.5 bathroom home that makes getting into the Nelson market feel possible. Upstairs, the primary bedroom is filled with natural light and comes with its own half-bath ensuite, so the morning bathroom negotiations are officially over! Warm hardwood flooring runs through the entire top floor and most of the main, giving the home a cozy, lived-in character from the moment you walk in. The main floor offers a designated dining space for proper sit-down dinners, plus a charming little nook off the living room that's perfect for a desk, a reading chair, or both. A large mud room handles everything Kootenay life throws at it, from ski boots to muddy trail shoes. Outside, a cute front yard sets the tone, while the tiered backyard offers room to garden, relax, or let the dog explore. A garden shed provides handy storage, and there's off-alley parking for a small or compact vehicle. The brand new roof means one less thing to think about for years to come. Just a few blocks up from Baker Street, you can walk to shops, cafe's and the waterfront, with a K-9 school only a block away. Entry-level pricing, charming character, and right where you want to be. No presentation of offers until Monday, September 28 at 10:30am. Book your showing today!
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full + 1 half
- Interior
- 1,213 sq ft
- Year built
- 1901
- Storeys
- 1.5
- Property type
- Single Family
- Area
- Nelson
- Listed
- September 23, 2026
- Structure
- House
- PID
- 013-690-604
- Common interest
- Freehold
Highlights
- Waterfront
- Private yard
Features and inclusions
- Heating
- Forced air
- Roof
- Asphalt shingle, Unknown
- Parking
- Surfaced
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,488
- Property tax
- $150/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,788
Purchase snapshot
- List price
- $525,000
- Down payment
- $105,000 (20%)
- Estimated mortgage
- $420,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,488
- At 6.6447 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 55%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.