- Active
#4164 – 2600 Ferguson Road
Central Saanich · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,163
- Built
- 1990
Listed by Engel & Volkers Vancouver Island · MLS® 1046382
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Sign inAbout this home
Top-Floor Waterfront 55+ Condo at Water's Edge! This rare top-floor unit delivers unobstructed water views from every principal room and a spacious open-concept layout. This 2-bed, 2-bath unit in Waters Edge offers owners the lifestyle they want, convenience they need, and the community we all deserve in our golden years. The split-bedroom layout gives separation and privacy, with a primary suite featuring a walk-in closet and ensuite. Enjoy full-size in-suite laundry, ample storage, secure underground parking, and a well-run strata that looks after all the basics. This active 55+ community comes complete with an indoor pool, spa, sauna, fitness centre, tennis courts, library, and seaside walking paths, plus nearby beaches, golf, and boutique shopping. Minutes to Sidney, downtown Victoria, ferries, and YYJ Airport. Top floor. Water views. This is the one — book your showing today.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,163 sq ft
- Lot size
- 1,480 sq ft
- Year built
- 1990
- Parking
- 1
- Property type
- Single Family
- Area
- Turgoose
- Listed
- August 7, 2026
- Structure
- Apartment
- PID
- 015-882-845
- Common interest
- Condo/Strata
Highlights
- Mountain view
- Waterfront
- Gym
- Pool
- In-suite laundry
- Sauna
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer, Microwave, Range - Induction
- Heating
- Baseboard heaters, Electric
- Cooling
- See Remarks
- Parking
- Underground
- Lot
- Irregular lot size, Other
- Community
- Pets not Allowed, Age Restrictions
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,010
- Property tax
- $183/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,343
Purchase snapshot
- List price
- $635,000
- Down payment
- $127,000 (20%)
- Estimated mortgage
- $508,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,168
- At 4.9890 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 35%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
