Scotch Creek · V0E1M5
$2,364/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to your perfect Shuswap retreat in the heart of Scotch Creek. This charming 2 bedroom, 1 bathroom home sits on a flat and usable 0.18 acre lot, offering space, functionality, and that laid-back lake lifestyle everyone is looking for. Offered turn-key, this property is ready for immediate enjoyment — just bring your suitcase and start making memories. Inside, you’ll find a warm and inviting living space with cozy character, a functional kitchen, and a comfortable layout ideal for full-time living or a recreational getaway. Step outside to enjoy the spacious yard, ample parking for vehicles, RVs, and all your Shuswap toys, plus a cute detached guest quarters — perfect for hosting family and friends. The location is hard to beat. Just a short walk to Scotch Creek Provincial Park and the sandy shores of the Shuswap, you’ll also enjoy nearby access to a playground, tennis and pickleball courts, local restaurants, coffee shops, pharmacy and a grocery store — everything you need right at your fingertips. Whether you're looking for a weekend escape, investment opportunity, or a place to call home, this turn-key property delivers incredible value in one of the Shuswap’s most sought-after communities.
2
Beds
968 ft²
Floor area
1973
Year built
Single Family
Type
North Shuswap
Area
Listed
April 15, 2026
$469,900 is 71.5% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
27 min
walk to Scotch Creek Market
2h 22m
bike to Orient Chair Top Station
7h 54m
walk to Orient Chair Top Station
12h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 38%
| Detached | 15 | 37.5% |
| Land | 9 | 22.5% |
| Mobile home | 7 | 17.5% |
| Townhouse | 5 | 12.5% |
| Other | 4 | 10.0% |
| $15,000 to $19,999 | 5 | 1.2% |
| $20,000 to $24,999 | 35 | 8.4% |
| $25,000 to $29,999 | 10 | 2.4% |
| $30,000 to $34,999 | 25 | 6.0% |
| $35,000 to $39,999 | 15 | 3.6% |
| $40,000 to $44,999 | 15 | 3.6% |
| $45,000 to $49,999 | 20 | 4.8% |
| $50,000 to $59,999 | 35 | 8.4% |
| $60,000 to $69,999 | 40 | 9.6% |
| $70,000 to $79,999 | 35 | 8.4% |
| $80,000 to $89,999 | 40 | 9.6% |
| $90,000 to $99,999 | 40 | 9.6% |
| $100,000 to $124,999 | 45 | 10.8% |
| $125,000 to $149,999 | 20 | 4.8% |
| $150,000 to $199,999 | 15 | 3.6% |
| $200,000 and over | 20 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,364
Principal and interest
Calculated estimate
$2,081
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$449,900
Down payment
Calculated estimate
$89,980 (20%)
Estimated mortgage
Calculated estimate
$359,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,364
/mo
Rate
%
Amortization
Principal and interest
$2,081
Property tax (est.)
$133
P&I
Tax
Down payment
$89,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $89,980 down (20%) on $449,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
