Ladysmith · V9G0A3
$1,776/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Duplex Lot with Ocean Views & Spectacular Vistas! Fully engineered building lot with under ground services to the property line w some lots accommodating suites. Holland Creek Estates is a development w a focus on maintaining & accentuating the natural beauty of the area. With a focus on preserving the natural integrity, 42% of this project lands has been set aside for natural parkland, trails & creeks. Within a few steps you will find a multitude of trail systems including the Holland Creek Trail or for the more adventurous Heart Lake. Within close proximity to the local amenities that the charming Town of Ladysmith has to offer including Transfer Beach, Sports Plex & one can't forget the famous Cinnamon Buns' at the Old Town Bakery. Ladysmith gives you fast access to the Nanaimo Airport and BC Ferries and their connections to the world. All information should be verified if fundamental to purchase. Disclosure Statement available upon request.
0
Beds
Vacant Land
Type
Ladysmith
Area
Listed
October 13, 2023
Nearby & Commute
13 min
walk to Save-On-Foods
1h 37m
bike to Alderlea Station
5h 23m
walk to Alderlea Station
2h 27m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 53%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,776
Principal and interest
Calculated estimate
$1,526
Property tax
Calculated estimate
$100/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$329,900
Down payment
Calculated estimate
$65,980 (20%)
Estimated mortgage
Calculated estimate
$263,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,776
/mo
Rate
%
Amortization
Principal and interest
$1,526
Property tax (est.)
$100
P&I
Tax
Down payment
$65,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $65,980 down (20%) on $329,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 48 | 53.3% |
| Land | 24 | 26.7% |
| Townhouse | 8 | 8.9% |
| Condo / Apartment | 5 | 5.6% |
| Duplex | 2 | 2.2% |
| Other | 3 | 3.3% |
| $20,000 to $24,999 | 15 | 5.0% |
| $25,000 to $29,999 | 10 | 3.3% |
| $30,000 to $34,999 | 10 | 3.3% |
| $35,000 to $39,999 | 5 | 1.7% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 5.0% |
| $50,000 to $59,999 | 15 | 5.0% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 25 | 8.3% |
| $80,000 to $89,999 | 10 | 3.3% |
| $90,000 to $99,999 | 15 | 5.0% |
| $100,000 to $124,999 | 40 | 13.3% |
| $125,000 to $149,999 | 55 | 18.3% |
| $150,000 to $199,999 | 30 | 10.0% |
| $200,000 and over | 20 | 6.7% |
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
