Lumby · V0E2G6
$12,416/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Beautiful 383 acre farm/ranch property on 5 Titles. Open and treed acres with approximately 130 acres gravity irrigated hayfields and pastures, balance of land is rolling pasture and treed gulley with Bigg Creek running down the bottom. 169 acre ft of irrigation water licence from Bigg and Sigalet Creek. Reliable drilled Well indicating 20 GPM. Comfortable 4 bed / 2 full bath home with vaulted ceilings and finished walk out basement offering fantastic valley views. Outbuildings include a 28'x32' Shop and 72'x104' Hayshed, both with hydro service. Set up for cattle with sorting and calving pens/corrals, fenced and cross fenced. Property located 20 minutes from Lumby and close to Mabel Lake Provincial park.
4
Beds
2,130 ft²
Floor area
1968
Year built
Agriculture
Type
Lumby Valley
Area
Listed
February 20, 2026
$2,495,000 is 141.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
4h 41m
walk to Super A Foods
5h 20m
bike to Three Valley
17h 47m
walk to Three Valley
13h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 33%
| Detached | 2 | 33.3% |
| Farm | 2 | 33.3% |
| Land | 1 | 16.7% |
| Other | 1 | 16.7% |
| $20,000 to $24,999 | 10 | 7.4% |
| $25,000 to $29,999 | 10 | 7.4% |
| $30,000 to $34,999 | 15 | 11.1% |
| $35,000 to $39,999 | 5 | 3.7% |
| $40,000 to $44,999 | 5 | 3.7% |
| $45,000 to $49,999 | 5 | 3.7% |
| $50,000 to $59,999 | 10 | 7.4% |
| $60,000 to $69,999 | 10 | 7.4% |
| $70,000 to $79,999 | 10 | 7.4% |
| $80,000 to $89,999 | 5 | 3.7% |
| $90,000 to $99,999 | 5 | 3.7% |
| $100,000 to $124,999 | 20 | 14.8% |
| $125,000 to $149,999 | 10 | 7.4% |
| $150,000 to $199,999 | 10 | 7.4% |
| $200,000 and over | 5 | 3.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$12,416
Principal and interest
Calculated estimate
$11,541
Property tax
Calculated estimate
$725/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,495,000
Down payment
Calculated estimate
$499,000 (20%)
Estimated mortgage
Calculated estimate
$1,996,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$12,416
/mo
Rate
%
Amortization
Principal and interest
$11,541
Property tax (est.)
$725
P&I
Tax
Down payment
$499,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $499,000 down (20%) on $2,495,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
