- Active
440 Ridge Place
Penticton · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,445
- Built
- 2006
Listed by Chamberlain Property Group · MLS® 10402314
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Sign inAbout this home
This well-maintained rancher features a 2-bed, 2-bath layout with an octagonal den/second bedroom adjacent to the living room, creating a great room plan for those who prefer open spaces and no hallways. Numerous windows and glass double doors bring natural light throughout the home. Double glass sliders lead to your private south-facing patio enclosure, perfect for gardening, reading a book or relaxing in the sun. The attached double garage provides ample parking, plus additional space on the stamped concrete driveway. Inside, the kitchen features quality hardwood cabinets, stainless appliances and a U-shaped configuration, ready for a custom island or to remain open for a zero-barrier kitchen. The primary bedroom offers an ensuite/walk-in closet that must be seen to be believed. A separate laundry room leads from the great room to the garage. Other features include skylights, recessed lighting, hardwood and tile floors, AC, gas furnace, newer hot water tank, deep crawl space, 220V garage power and 200 AMP panel. Delightful 40+ gated community near Penticton’s iconic north end. RV parking, clubhouse, private beach and mooring. Pet friendly and rentable. Golf, beach, cycling, airport, hospital, Hwy 97, downtown, event centre, rec centre and channel nearby.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,445 sq ft
- Year built
- 2006
- Storey
- 1
- Parking
- 4
- Property type
- Single Family
- Basement
- Crawl space
- Garage
- Yes
- Fireplace
- 1
- Area
- Husula/West Bench/Sage Mesa
- Style
- Ranch
- Listed
- October 1, 2026
- Structure
- House
- PID
- 902-005-013
- Common interest
- Leasehold
Highlights
- Mountain view
- Patio
- Double garage
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Flooring
- Tile, Wood
- Roof
- Cedar shake, Wood Shingle, Unknown
- Parking
- Attached Garage
- Lot
- Corner Site
- Community
- Adult Oriented, Seniors Oriented, Pets Allowed With Restrictions
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Co-operative Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,365
- Property tax
- $142/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,657
Purchase snapshot
- List price
- $499,000
- Down payment
- $99,800 (20%)
- Estimated mortgage
- $399,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,893
- At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 33%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.