Merritt · V0K1Y0
$2,112/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Some places don’t need to be flashy to feel like home. And at this Lower Nicola gem at 443 Morgan (Wallen) Avenue you might be ‘Living the Dream’. Nothing ‘Dangerous’ here just a property that’s practical, affordable, and offers room to make it your own. Set on just under half an acre (.44 to be exact) of your own land you could definitely spend ‘7 summers’ or more here. This 2-bedroom, 1-bathroom manufactured home is a place where you can take it ‘one thing at a time’ slow things down and enjoy the simple life. The 20x30 detached shop is ready for weekend projects, storing your toys, working on your ‘F150-50s’ or finally tackling that to-do list you’ve been putting off. Inside, the home is comfortable and functional, offering an easy-to-maintain layout that’s perfect for first-time buyers, downsizers, or anyone looking for ‘country living’ to escape the rising cost of city living. Whether you’re relaxing on the property after a long day, tinkering in the shop, or enjoying the peace and quiet of Lower Nicola, this is a home that lets you live life your way. No Lies, Lies, Lies. You might be thinking ‘Don’t we’ deserve space, affordability, and a little country character, well this property could be your Last Night of wondering where you’ll call home. If you’re reading and thinking that’s ’what I want.' Sometimes the best places aren’t trying to impress everyone—they’re just looking for the right person. Maybe that’s you.
2
Beds
1,108 ft²
Floor area
1975
Year built
Single Family
Type
Merritt
Area
Listed
July 28, 2026
Nearby & Commute
2h 19m
walk to Save-On-Foods
5h 19m
bike to Ebus
17h 40m
walk to Ebus
7h 31m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 70%
| Detached | 19 | 70.4% |
| Mobile home | 6 | 22.2% |
| Land | 2 | 7.4% |
| $15,000 to $19,999 | 5 | 2.4% |
| $20,000 to $24,999 | 10 | 4.8% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 15 | 7.1% |
| $35,000 to $39,999 | 10 | 4.8% |
| $40,000 to $44,999 | 10 | 4.8% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 20 | 9.5% |
| $60,000 to $69,999 | 10 | 4.8% |
| $70,000 to $79,999 | 20 | 9.5% |
| $80,000 to $89,999 | 10 | 4.8% |
| $90,000 to $99,999 | 10 | 4.8% |
| $100,000 to $124,999 | 35 | 16.7% |
| $125,000 to $149,999 | 20 | 9.5% |
| $150,000 to $199,999 | 15 | 7.1% |
| $200,000 and over | 5 | 2.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,112
Principal and interest
Calculated estimate
$1,846
Property tax
Calculated estimate
$117/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$399,000
Down payment
Calculated estimate
$79,800 (20%)
Estimated mortgage
Calculated estimate
$319,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,112
/mo
Rate
%
Amortization
Principal and interest
$1,846
Property tax (est.)
$117
P&I
Tax
Down payment
$79,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $79,800 down (20%) on $399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
