- Active
45 HARBOUR KEY Drive
Osoyoos · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,105
- Built
- 1979
Listed by RE/MAX Realty Solutions · MLS® 10379914
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Sign inAbout this home
WATERFRONT LIVING AT ITS BEST! This immaculate, custom-built rancher is perfectly situated on a private 0.26-acre lot on beautiful Osoyoos Lake. Offering 2,105 sqft of comfortable single-level living, this home boasts 3 bedrooms, 3 bathrooms, spacious family room/den, and bright interiors capturing stunning lake views from the living room, dining area, kitchen, and master bedroom. Enjoy entertaining or relaxing on the spectacular 23'x16' Whistler-style COVERED PATIO overlooking your gently sloped yard, beach, and private BOAT DOCK. Complete with 2 cozy fireplaces, central heating/air conditioning, inground irrigation system, double garage (23'x23'), and extra parking for up to 8 vehicles—this home truly offers lakeside living at its finest. Enjoy year-round recreation on Osoyoos Lake, Canada's warmest freshwater lake, where summer water temperatures average a comfortable 24C (75F). Located in Osoyoos—Canada's warmest and driest destination—this exceptional property combines unmatched lakeside lifestyle and idyllic climate. Must see!!!
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 2,105 sq ft
- Year built
- 1979
- Storey
- 1
- Parking
- 6
- Property type
- Single Family
- Basement
- Crawl space
- Garage
- Yes
- Fireplaces
- 2
- Area
- Osoyoos
- Style
- Bungalow
- Listed
- April 2, 2026
- Structure
- House
- PID
- 004-535-723
- Common interest
- Freehold
Highlights
- Mountain view
- Waterfront
- Air conditioning
- Patio
- Double garage
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Range, Dryer
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $10,380
- Property tax
- $642/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $11,172
Purchase snapshot
- List price
- $2,190,000
- Down payment
- $438,000 (20%)
- Estimated mortgage
- $1,752,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $12,356
- At 5.6420 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 42%
Who lives here
Documents
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