Naramata · V0H1N1
$7,917/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This hidden gem is nestled in the heart of the scenic Naramata Bench. Located on a unique 4.97 acre property, gently sloping to the South-west, the property offers privacy & breath-taking panoramic views over the sparking waters of Okanagan Lake, surrounding orchards, vineyards & mountains. The charming character home has 2250 sq.ft, 3 bedrooms, PLUS DEN/FLEX Room, 2 bathrooms, and has been lovingly updated over the years. The land is highly-fertile & currently planted as a cherry orchard with Lapins. The rest is ready to become an extended orchard, vineyard or perhaps equestrian estate. This property is uniquely-located in a quiet rural area fronting two roads, which offers the option of multiple placement choices for your dream home. Within walking distance to Naramata, beaches, boat launches, parks, general store, hotel, school, restaurants, and close to numerous wineries & cideries. This piece of paradise is a must-see in person.
3
Beds
2,251 ft²
Floor area
1950
Year built
Agriculture
Type
Naramata Rural
Area
Listed
March 13, 2026
$1,650,000 is 60.0% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 24m
walk to IGA
49 min
bike to Prairie Valley Station
2h 43m
walk to Prairie Valley Station
10h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 19 | 41.3% |
| Land | 17 | 37.0% |
| Farm | 9 | 19.6% |
| Other | 1 | 2.2% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,917
Principal and interest
Calculated estimate
$7,308
Property tax
Calculated estimate
$458/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,580,000
Down payment
Calculated estimate
$316,000 (20%)
Estimated mortgage
Calculated estimate
$1,264,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,917
/mo
Rate
%
Amortization
Principal and interest
$7,308
Property tax (est.)
$458
P&I
Tax
Down payment
$316,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $316,000 down (20%) on $1,580,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
