- Active
4573 Prospect Lake Road
Saanich · Single Family
- Beds
- 6
- Baths
- 7
- Sqft
- 5,422
- Built
- 1976
Listed by The Agency · MLS® 1051337
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Sign inAbout this home
A private 17-acre West Coast lodge estate in Prospect Lake, just 20 minutes from downtown Victoria. Bella Farm is a once-in-a-generation offering, blending timeless architecture with exceptional privacy, beauty, and flexibility. The 5,000+ sq ft main residence is thoughtfully designed for multigenerational living, functioning seamlessly as a gracious single home or adaptable into multiple private living areas for family, guests, or evolving lifestyle needs. Zoned A2 (Rural Residential -Two Dwelling), the property permits a second full-size residence, offering rare long-term value and legacy potential. The grounds are extraordinary, featuring established gardens, orchards, terraced landscapes, and irrigation systems supporting a self-sustaining lifestyle. Detached studio buildings add versatility for creative, wellness, or professional use. Bella Farm may be offered fully furnished, allowing for an effortless transition into a beautifully curated home. Additional information available under the property's established name,
Home facts
- Bedrooms
- 6
- Bathrooms
- 7 full
- Interior
- 5,422 sq ft
- Year built
- 1976
- Parking
- 10
- Property type
- Single Family
- Fireplaces
- 4
- Area
- Prospect Lake
- Style
- Westcoast
- Listed
- October 1, 2026
- Structure
- House
- PID
- 003-684-229
- Common interest
- Freehold
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Range - Electric, Dishwasher, Range, Dryer, Microwave
- Heating
- Baseboard heaters, Electric, Propane, Wood, Other
- Cooling
- None
- Parking
- RV
- Lot
- Acreage, Park setting, Private setting, Southern exposure, Wooded area, Irregular lot size, Other
Rooms and building
- Water
- Zoning
- Unknown
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $18,935
- Property tax
- $1,167/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $20,252
Purchase snapshot
- List price
- $3,995,000
- Down payment
- $799,000 (20%)
- Estimated mortgage
- $3,196,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $20,777
- At 5.2008 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 55%
Who lives here
Documents
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