Naramata · V0H1N1
$5,550/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Perched above the vineyards and shimmering waters of the Okanagan, Lot 10 at Grace Estates presents an exceptional opportunity to create a custom luxury estate in one of Naramata’s most private and scenic countryside settings. Spanning approximately 3.138 acres, this rare bare land strata lot offers expansive building potential surrounded by rolling hillsides, natural landscape, and breathtaking views within an exclusive 11-lot community. Grace Estates has been thoughtfully designed to preserve privacy, natural beauty, and architectural integrity through a comprehensive building scheme and design guidelines, creating a cohesive luxury rural enclave. Owners have the flexibility to design and build their dream residence with a licensed BC builder, subject to architectural approval, with no mandatory timeline to begin construction. The zoning permits a single detached dwelling, secondary suite, home occupation, and agricultural uses, making it ideal for those envisioning a luxury residence paired with vineyard rows, orchard plantings, or an expansive outdoor lifestyle. Multiple building site options due to registered easement; An extensive architectural rendering package is available for review from Sanders Green Architecture Ltd for inspiration. Utilities including water, electricity, gas, and telecommunications are designed to service the development, while each property includes designated septic field areas for individual servicing. Accessed via North Naramata Road and internal private strata roads, Grace Estates offers a peaceful escape only minutes from the renowned wineries, beaches, trails, and village charm of Naramata. Here, residents can experience the perfect blend of luxury country living and Okanagan recreation, all within close proximity to Penticton amenities. An extraordinary opportunity to secure acreage, privacy, and lifestyle in one of the South Okanagan’s most coveted emerging luxury communities. Disclaimer: Lot Sale. Renderings are concept only.
Vacant Land
Type
Naramata Rural
Area
Listed
July 30, 2026
Nearby & Commute
1h 27m
walk to IGA
50 min
bike to Prairie Valley Station
2h 46m
walk to Prairie Valley Station
10h 18m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 17 | 42.5% |
| Land | 14 | 35.0% |
| Farm | 8 | 20.0% |
| Other | 1 | 2.5% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,550
Principal and interest
Calculated estimate
$5,083
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,099,000
Down payment
Calculated estimate
$219,800 (20%)
Estimated mortgage
Calculated estimate
$879,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,550
/mo
Rate
%
Amortization
Principal and interest
$5,083
Property tax (est.)
$317
P&I
Tax
Down payment
$219,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $219,800 down (20%) on $1,099,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
