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#47 – 251 Predator Ridge Drive
Vernon · Recreational
- Beds
- 2
- Baths
- 3
- Sqft
- 1,254
- Built
- 2000
Listed by Rockridge Real Estate Company · MLS® 10393660
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Fully furnished 2 bedroom, 3 bath cottage is ready for your use up to 180 days per calendar year. You must be in the rental program a minimum of 185 days per year which offsets some of the costs of ownership. Benefit of ownership is not having to pay the $500 per night to vacation here. Stay 30 nights = $15,000 value which you should factor in as one of the reasons to justify ownership. One can now remove the cottage from the rental requirements and live in it full time. Cost is approximately $11,000 to remove it plus GST applies when you make the change. Within the strata of 41 cottages, you'll find an outdoor pool, hot tub and barbeque area. In addition. all property owners at Predator Ridge pay toward the Fitness Centre so all year you have access to an indoor pool, hot tub, steam room and exercise area. Landscaping is done for you! That cost is included in your strata fee of $512.32 per month. Two world class golf courses to play is a golfer's dream come true! And we couldn't have asked for a better neighbour just up the hill with Sparkling Hill Wellness Hotel and their beautiful world class Kurspa. Sparkling Hill was voted the world's best wellness hotel in the mountain category! Kalamalka & Okanagan Lakes are a short drive for untold hours of boating and swimming! Skiing and great biking/hiking at Silver Star Mountain is only 45 minutes away! Kelowna Airport is only 30 minutes away. See why this is one of the best places to be!
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full + 1 half
- Interior
- 1,254 sq ft
- Year built
- 2000
- Storeys
- 2
- Property type
- Recreational
- Basement
- Full
- Fireplace
- 1
- Area
- Predator Ridge
- Style
- Cottage
- Listed
- July 6, 2026
- Structure
- House
- PID
- 024-663-875
- Common interest
- Freehold
Highlights
- Gym
- Pool
- Hot tub
- Steam room
Features and inclusions
- Appliances
- Refrigerator, Range - Electric, Dishwasher, Microwave, Washer & Dryer
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Flooring
- Carpeted, Ceramic Tile
- Roof
- Asphalt shingle, Unknown
- Lot
- Irregular lot size
- Community
- Pet Restrictions, Pets Allowed With Restrictions
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,939
- Property tax
- $183/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,272
Purchase snapshot
- List price
- $620,000
- Down payment
- $124,000 (20%)
- Estimated mortgage
- $496,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,718
- At 5.9974 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Vernon
Ten year average, 2016–2025.
- Average temperature
- 9.1°C
- Daily mean across the year.
- Yearly precipitation
- 345 mm
- On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
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