Merritt · V0K1Y0
$3,712/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to peaceful Lower Nicola! Situated on an almost half-acre of flat, usable land, this well-cared-for property offers the lifestyle so many buyers are searching for. The beautiful yard features a thriving garden, mature landscaping, and a picturesque creek flowing through the property, making it easy to slow down and enjoy the outdoors. Spend your evenings under the covered deck, unwind in the covered hot tub, or take in the beautiful views of Lower Nicola from the upper covered deck. Inside, you'll find generous living spaces with 2 bedrooms, 3 bathrooms, and a WETT-certified wood stove that creates the perfect place to gather on cooler days. The impressive 22' x 50' workshop with new Hardie Board siding offers plenty of room for projects, storage, or all of your toys. The fully fenced yard provides privacy and space for kids, pets, and anyone with a green thumb. Properties like this don't come along often—if you've been dreaming of more space, a fantastic shop, and a yard you'll never want to leave, this one deserves a spot at the top of your list. Book your private tour today! Listed by Canada Flex Realty Group.
2
Beds
2,288 ft²
Floor area
1994
Year built
Single Family
Type
Merritt
Area
Listed
July 30, 2026
Nearby & Commute
2h 22m
walk to Save-On-Foods
5h 20m
bike to Ebus
17h 44m
walk to Ebus
7h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 61%
| Detached | 14 | 60.9% |
| Mobile home | 6 | 26.1% |
| Land | 2 | 8.7% |
| Farm | 1 | 4.3% |
| $15,000 to $19,999 | 5 | 2.4% |
| $20,000 to $24,999 | 10 | 4.8% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 15 | 7.1% |
| $35,000 to $39,999 | 10 | 4.8% |
| $40,000 to $44,999 | 10 | 4.8% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 20 | 9.5% |
| $60,000 to $69,999 | 10 | 4.8% |
| $70,000 to $79,999 | 20 | 9.5% |
| $80,000 to $89,999 | 10 | 4.8% |
| $90,000 to $99,999 | 10 | 4.8% |
| $100,000 to $124,999 | 35 | 16.7% |
| $125,000 to $149,999 | 20 | 9.5% |
| $150,000 to $199,999 | 15 | 7.1% |
| $200,000 and over | 5 | 2.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,712
Principal and interest
Calculated estimate
$3,354
Property tax
Calculated estimate
$208/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$725,000
Down payment
Calculated estimate
$145,000 (20%)
Estimated mortgage
Calculated estimate
$580,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,712
/mo
Rate
%
Amortization
Principal and interest
$3,354
Property tax (est.)
$208
P&I
Tax
Down payment
$145,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $145,000 down (20%) on $725,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
