Pender Island · V0N2M0
$3,325/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on a south-facing 0.58-acre property backing onto parkland, this well-maintained one-level rancher offers comfortable, easy-care living. With 2 bed, 1 bath, a detached heated workshop/studio, covered carport and storage shed, it is ideal as a full-time home or island getaway. Tastefully updated throughout, the home features a refreshed kitchen with new countertops, sink, backsplash, shelving, refrigerator and microwave, plus a cozy living room with a wood stove. Sit on the patio and enjoy the private, fully fenced backyard with a new cedar fence, greenhouse, garden beds and room for dogs to roam. Offered furnished (subject to the Seller's exclusions list). Magic Lake Estates offers municipal water, walking trails, disc golf, tennis courts and low-cost moorage at Thieves Bay Marina.
2
Beds
1,100 ft²
Floor area
1983
Year built
Single Family
Type
Listed
July 2, 2026
Nearby & Commute
15 min
walk to Tru Value Foods
2h 25m
bike to nearest SkyTrain station
8h 1m
walk to nearest SkyTrain station
2h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 62%
| Detached | 23 | 62.2% |
| Land | 14 | 37.8% |
| Under $5,000 | 15 | 2.2% |
| $15,000 to $19,999 | 20 | 2.9% |
| $20,000 to $24,999 | 30 | 4.4% |
| $25,000 to $29,999 | 30 | 4.4% |
| $30,000 to $34,999 | 35 | 5.1% |
| $35,000 to $39,999 | 25 | 3.6% |
| $40,000 to $44,999 | 40 | 5.8% |
| $45,000 to $49,999 | 30 | 4.4% |
| $50,000 to $59,999 | 60 | 8.8% |
| $60,000 to $69,999 | 40 | 5.8% |
| $70,000 to $79,999 | 45 | 6.6% |
| $80,000 to $89,999 | 40 | 5.8% |
| $90,000 to $99,999 | 40 | 5.8% |
| $100,000 to $124,999 | 85 | 12.4% |
| $125,000 to $149,999 | 50 | 7.3% |
| $150,000 to $199,999 | 50 | 7.3% |
| $200,000 and over | 50 | 7.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,325
Principal and interest
Calculated estimate
$2,983
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$645,000
Down payment
Calculated estimate
$129,000 (20%)
Estimated mortgage
Calculated estimate
$516,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,325
/mo
Rate
%
Amortization
Principal and interest
$2,983
Property tax (est.)
$192
P&I
Tax
Down payment
$129,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $129,000 down (20%) on $645,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
