Pender Island · V0N2M2
$3,325/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on a south-facing property backing onto parkland, this well-maintained one-level rancher offers comfortable, easy-care living. With two bedrooms, one bathroom, a detached heated workshop/studio, covered carport and storage shed, it is equally suited as a full-time home or an island getaway. The home has been tastefully updated throughout. The bright kitchen has been refreshed with new countertops, sink, backsplash, shelving, refrigerator and microwave, while the living room features a cozy wood stove. Recent improvements also include a new washer and dryer, fresh interior paint, newer windows, a heat pump and a metal roof. The septic system and heat pump have both been recently serviced, and the home is wired for a generator. Step outside and relax on the patio in the private backyard, where the new cedar fence creates a wonderful space for outdoor living while providing plenty of room for dogs to roam. The fully fenced backyard also features new garden beds, a greenhouse and space to expand vegetable or flower gardens. The detached heated workshop/studio offers excellent space for hobbies, a home office, gym or extra storage. Being offered furnished (subject to the Seller's exclusions list), this is an excellent opportunity to purchase a property that is ready to enjoy from day one. Magic Lake Estates provides municipal water, walking trails, disc golf, tennis courts and access to low-cost moorage at Thieves Bay Marina, making this a complete package for easy Pender Island living.
2
Beds
1,100 ft²
Floor area
1983
Year built
Single Family
Type
Pender Island
Area
Listed
July 3, 2026
Nearby & Commute
15 min
walk to Tru Value Foods
2h 24m
bike to nearest SkyTrain station
8h
walk to nearest SkyTrain station
2h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 61%
| Detached | 22 | 61.1% |
| Land | 14 | 38.9% |
| $5,000 to $9,999 | 5 | 1.5% |
| $15,000 to $19,999 | 5 | 1.5% |
| $20,000 to $24,999 | 25 | 7.5% |
| $25,000 to $29,999 | 15 | 4.5% |
| $30,000 to $34,999 | 15 | 4.5% |
| $35,000 to $39,999 | 20 | 6.0% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 20 | 6.0% |
| $50,000 to $59,999 | 40 | 11.9% |
| $60,000 to $69,999 | 30 | 9.0% |
| $70,000 to $79,999 | 30 | 9.0% |
| $80,000 to $89,999 | 20 | 6.0% |
| $90,000 to $99,999 | 15 | 4.5% |
| $100,000 to $124,999 | 30 | 9.0% |
| $125,000 to $149,999 | 10 | 3.0% |
| $150,000 to $199,999 | 25 | 7.5% |
| $200,000 and over | 10 | 3.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,325
Principal and interest
Calculated estimate
$2,983
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$645,000
Down payment
Calculated estimate
$129,000 (20%)
Estimated mortgage
Calculated estimate
$516,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,325
/mo
Rate
%
Amortization
Principal and interest
$2,983
Property tax (est.)
$192
P&I
Tax
Down payment
$129,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $129,000 down (20%) on $645,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
