4851 13 Street
Salmon Arm · V1E3P1
$3,914/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Salmon Arm · V1E3P1
$3,914/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Located in the popular Raven subdivision, this 3-bedroom plus den home offers a functional layout, recent updates, and great flexibility. Close to parks, walking trails, and on the school bus route, it's an excellent choice for families. Recent improvements include new flooring on the main level, replacement of the poly-B plumbing, and a high-efficiency furnace installed in 2021. The main floor features a comfortable living room and dining area separated by a cozy three-sided fireplace and spacious living room along with a large kitchen offering a central island, gas range, plenty of cabinetry, and generous counter space. Upstairs you'll find three good-sized bedrooms, including the primary bedroom with double closets and a private ensuite. Two additional bedrooms share a full 4-piece bathroom. The lower level includes a versatile rec room or den that could also serve as a fourth bedroom, home office, gym, or hobby room, along with plenty of storage. A non-conforming bachelor suite with its own entrance is currently rented for $1,000 per month, providing mortgage-helping income. Outside, the flat, fenced corner lot offers plenty of room for kids, pets, and gardening. While a new owner may wish to complete some cosmetic updates over time, many of the major improvements have already been done. With a practical floor plan, recent mechanical upgrades, rental income, and a desirable neighborhood, this home offers excellent value and plenty of potential. Seller is motivated.
3
Beds
2,993 ft²
Floor area
1990
Year built
Single Family
Type
NE Salmon Arm
Area
Listed
July 14, 2026
Nearby & Commute
50 min
walk to Askew's Foods - Uptown Salmon Arm
3h 32m
bike to Orient Chair Top Station
11h 46m
walk to Orient Chair Top Station
12h 45m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 35 | 53.8% |
| Land | 29 | 44.6% |
| Townhouse | 1 | 1.5% |
| $20,000 to $24,999 | 15 | 3.5% |
| $25,000 to $29,999 | 10 | 2.4% |
| $30,000 to $34,999 | 10 | 2.4% |
| $35,000 to $39,999 | 15 | 3.5% |
| $40,000 to $44,999 | 25 | 5.9% |
| $45,000 to $49,999 | 25 | 5.9% |
| $50,000 to $59,999 | 35 | 8.2% |
| $60,000 to $69,999 | 35 | 8.2% |
| $70,000 to $79,999 | 40 | 9.4% |
| $80,000 to $89,999 | 30 | 7.1% |
| $90,000 to $99,999 | 25 | 5.9% |
| $100,000 to $124,999 | 45 | 10.6% |
| $125,000 to $149,999 | 25 | 5.9% |
| $150,000 to $199,999 | 50 | 11.8% |
| $200,000 and over | 40 | 9.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,914
Principal and interest
Calculated estimate
$3,539
Property tax
Calculated estimate
$225/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$765,000
Down payment
Calculated estimate
$153,000 (20%)
Estimated mortgage
Calculated estimate
$612,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,914
/mo
Rate
%
Amortization
Principal and interest
$3,539
Property tax (est.)
$225
P&I
Tax
Down payment
$153,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $153,000 down (20%) on $765,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.1444 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.