- Active
4851 13 Street
Salmon Arm · Single Family
- Beds
- 3
- Baths
- 4
- Sqft
- 2,993
- Built
- 1990
Listed by REMAX Shuswap · MLS® 10394708
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Sign inAbout this home
Located in the popular Raven subdivision, this 3-bedroom plus den home offers a functional layout, recent updates, and great flexibility. Close to parks, walking trails, and on the school bus route, it's an excellent choice for families. Recent improvements include new flooring on the main level, replacement of the poly-B plumbing, and a high-efficiency furnace installed in 2021. The main floor features a comfortable living room and dining area separated by a cozy three-sided fireplace and spacious living room along with a large kitchen offering a central island, gas range, plenty of cabinetry, and generous counter space. Upstairs you'll find three good-sized bedrooms, including the primary bedroom with double closets and a private ensuite. Two additional bedrooms share a full 4-piece bathroom. The lower level includes a versatile rec room or den that could also serve as a fourth bedroom, home office, gym, or hobby room, along with plenty of storage. A non-conforming bachelor suite with its own entrance is currently rented for $1,000 per month, providing mortgage-helping income. Outside, the flat, fenced corner lot offers plenty of room for kids, pets, and gardening. While a new owner may wish to complete some cosmetic updates over time, many of the major improvements have already been done. With a practical floor plan, recent mechanical upgrades, rental income, and a desirable neighborhood, this home offers excellent value and plenty of potential. Seller is motivated.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full + 1 half
- Interior
- 2,993 sq ft
- Year built
- 1990
- Storeys
- 3
- Parking
- 2
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplaces
- 2
- Area
- NE Salmon Arm
- Listed
- July 14, 2026
- Structure
- House
- PID
- 003-106-039
- Common interest
- Freehold
Highlights
- Mountain view
- Gym
- Gas range
- Fireplace
Features and inclusions
- Heating
- Forced air, See remarks
- Parking
- Attached Garage, RV
- Lot
- Corner Site, Central island
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,550
- Property tax
- $217/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,917
Purchase snapshot
- List price
- $749,000
- Down payment
- $149,800 (20%)
- Estimated mortgage
- $599,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,045
- At 5.4009 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 53%
Who lives here
Documents
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