- Active
4867 ST JOSEPH Street
Radium Hot Springs · Single Family
- Beds
- 6
- Baths
- 5
- Sqft
- 4,611
- Built
- 2018
Listed by RE/MAX Invermere · MLS® 10395834
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Sign inAbout this home
This is not your average Radium home—it’s a rare opportunity to own a fully furnished, turnkey property with 4 bedrooms on the upper levels and a separate 2-bedroom suite below. Offering an exceptional blend of space, location, and income potential, this home is perfectly positioned in the heart of town. Just steps from shops, cafe's, pubs, and the Radium Market, and directly across from the community park, you’ll love the convenience and vibrant setting. Inside, the home features a bright, open layout with soaring ceilings and large windows that fill the space with natural light. The kitchen is thoughtfully designed with quartz countertops and views of the park, flowing seamlessly into the main living area. The main floor includes a spacious primary bedroom with a walk-in closet and ensuite, plus a flexible second room with access to the wrap-around deck. Upstairs, a loft-style design adds character, along with two additional bedrooms featuring vaulted ceilings and charming dormers. The fully developed lower level offers a 1,700+ sq ft self-contained suite with large windows, open-concept living, a high-quality kitchen, and two bedrooms—each with its own ensuite. Set on a lot with room for a future garage, this property is further enhanced by C2 zoning, allowing for short-term rental use of the upper level, lower level, or both—an exceptional opportunity for added revenue. Please note: photos of the suite were taken prior to the current tenant moving in.
Home facts
- Bedrooms
- 6
- Bathrooms
- 4 full + 1 half
- Interior
- 4,611 sq ft
- Year built
- 2018
- Storeys
- 3
- Parking
- 4
- Property type
- Single Family
- Basement
- Full
- Area
- Radium Hot Springs
- Style
- Multi-level
- Listed
- July 24, 2026
- Structure
- House
- PID
- 015-127-681
- Common interest
- Freehold
Highlights
- High ceilings
Features and inclusions
- Heating
- Heat Pump, Forced air, Electric
- Cooling
- Heat Pump
- Flooring
- Mixed Flooring
- Roof
- Asphalt shingle, Unknown
- Parking
- Rear, Street
Rooms and building
- Foundation
- Insulated Concrete Forms
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,451
- Property tax
- $275/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,876
Purchase snapshot
- List price
- $939,000
- Down payment
- $187,800 (20%)
- Estimated mortgage
- $751,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,186
- At 5.5226 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,242 a month
- Gross yield
- 1.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 41%
Who lives here
Documents
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