- Active
#5 – 3820 20 Street
Salmon Arm · Vacant Land
Listed by Homelife Salmon Arm Realty.Com · MLS® 10371755
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Sign inAbout this home
Rare opportunity to secure the final available lot in the prestigious Rock Bluff Subdivision in the popular Upper Lakeshore area of Salmon Arm. This 0.28-acre parcel is surrounded by high-end custom homes and backs directly onto agricultural land, offering exceptional privacy and protection from any future development. Enjoy beautiful mountain and lake views from this peaceful building site, just outside Salmon Arm's city center. Preliminary grading has been completed, and a geotechnical study with test holes is available, indicating minimal rock. Situated on a quiet no-through road, Rock Bluff is a bare land strata and a private, well-established neighborhood known for its quality homes and peaceful setting. An exceptional opportunity to build your dream home in one of the area’s most sought-after communities.
Home facts
- Property type
- Vacant Land
- Area
- NE Salmon Arm
- Listed
- January 6, 2026
- Structure
- Other
- Frontage
- 90 feet
- PID
- 031-050-166
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Community
- Family Oriented
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
- Utilities
- Water, Sewer, Natural Gas, Electricity, Cable, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,184
- Property tax
- $75/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,409
Purchase snapshot
- List price
- $249,900
- Down payment
- $49,980 (20%)
- Estimated mortgage
- $199,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,350
- At 5.4009 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,300 a month
- Gross yield
- 6.2%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 59%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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