- Active
#5 – 549 TORONTO Street
Victoria · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,656
- Built
- 2017
Listed by Newport Realty Ltd. · MLS® 1048886
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Sign inAbout this home
A Rare opportunity: SURROUNDED IN LIGHT, the far end unit in James Bay's exclusive 5-home LINQ collection, with coveted east, south & west light all day, FLOOR TO CEILING WINDOWS. This 2017-built, 3-bed, 2.5-bath townhome delivers 1,656 sq ft of architecturally distinct living — 9' & 10' ceilings, hardwood floors, gas fireplace, and an ergonomic kitchen with gas range & oversized island. 3 BALCONIES, an 11x17 GARDEN PATIO with custom pergola, plus an OVERSIZED 20x19 GARAGE. Tucked on a quiet, one-way street, steps to James Bay Village, the Inner Harbour & Legislature, minutes to Beacon Hill Park & Dallas Road waterfront. Quality, comfort & location: experience contemporary city living at its finest in this beautifully appointed, turn-key downtown Victoria retreat. Shows beautifully. Low Strata Fee & Competitively Priced. video: https://vimeo.com/1218481471/88261cddc8?share=copy&fl=sv&fe=ci
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,656 sq ft
- Lot size
- 1,937 sq ft
- Year built
- 2017
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- James Bay
- Style
- Other
- Listed
- September 8, 2026
- Structure
- Row / Townhouse
- PID
- 030-094-283
- Common interest
- Condo/Strata
Highlights
- Waterfront
- Balcony
- Patio
- High ceilings
- Gas range
- Fireplace
Features and inclusions
- Heating
- Electric, Natural gas
- Cooling
- None
- Parking
- Garage
- Lot
- Central location, Other
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $7,100
- Property tax
- $433/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $7,683
Purchase snapshot
- List price
- $1,498,000
- Down payment
- $299,600 (20%)
- Estimated mortgage
- $1,198,400
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $8,473
- At 5.6559 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 66%
Who lives here
Documents
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