- Active
#5 – 980 CEDAR Street
Okanagan Falls · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,119
- Built
- 1993
Listed by eXp Realty · MLS® 10399572
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Sign inAbout this home
Welcome to this charming 2-bedroom, 2-bathroom rancher-style home in Okanagan Falls! Offering comfortable level-entry living and plenty of potential, this is a great opportunity for retirees, downsizers, or anyone looking to enjoy a relaxed Okanagan lifestyle. The main floor features a practical layout with two bedrooms and two bathrooms, along with a covered patio just off the living room, a great spot to enjoy your morning coffee or unwind outdoors. The full unfinished basement provides a blank canvas to bring your own ideas to life, whether you envision additional living space, a workshop, hobby room, home gym, or simply need extra storage. The location is hard to beat, with the beach and shores of Skaha Lake just minutes away. The nearby Kettle Valley Rail Trail is perfect for walking and cycling, while local shops, restaurants and everyday amenities are all close by. Additional features include gas heating, an attached carport and a designated parking space for a large RV. Located in a 55+ community, with pets permitted upon approval and limited rentals. If you're looking for a comfortable home in a fantastic Okanagan Falls location with room to add value and make it your own, this one is worth a look
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,119 sq ft
- Year built
- 1993
- Storey
- 1
- Parking
- 1
- Property type
- Single Family
- Basement
- Full
- Carport
- Yes
- Area
- Okanagan Falls
- Style
- Ranch
- Listed
- September 8, 2026
- Structure
- Row / Townhouse
- PID
- 018-113-494
- Common interest
- Condo/Strata
Highlights
- Mountain view
- Gym
- Patio
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Range, Dryer
- Heating
- Forced air, See remarks
- Roof
- Asphalt shingle, Unknown
- Parking
- Carport, Other, RV, Additional Parking
- Community
- Seniors Oriented, Pets Allowed, Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,702
- Property tax
- $108/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,960
Purchase snapshot
- List price
- $359,000
- Down payment
- $71,800 (20%)
- Estimated mortgage
- $287,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
For investors
As a rental
- Estimated rent
- $1,400 a month
- Gross yield
- 4.7%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 37%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.