Penticton · V2A3T9
$637/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Opportunity Knocks! This affordable home sits on an oversized pad offering exceptional outdoor space, abundant parking, and incredible potential for the right buyer. Currently set up as 2 bed plus a spacious den/flex room that could easily be converted back into a third bedroom, home office, hobby room, or studio to suit your needs. This property features covered decks at both the front and rear, creating great outdoor living spaces to enjoy throughout the seasons. The large yard includes three separate storage enclosures, providing ample room for tools, seasonal storage, motorcycles, recreational equipment, or workshop space. Parking is a standout feature with room for up to six vehicles, plus space for an RV, boat, or additional toys. While the home is in need of renovation and updating, several major components have already been addressed, including a high-efficiency furnace and central air conditioning system (2023), a durable metal roof estimated to have approximately 2/3 of its service life remaining, sturdy patio railings, and PEX piping retrofit complete. Conveniently located close to shopping, schools, public transit, the hospital, beaches, airport, pickleball courts, the seniors' centre, and Highway 97, this property offers an excellent opportunity to build equity in a central Penticton location. Families and pet owners will appreciate the welcoming park environment. Bring your ideas, your tools, and your vision - this property is ready for its next chapter.
3
Beds
720 ft²
Floor area
1976
Year built
Single Family
Type
Main South
Area
Listed
July 28, 2026
Nearby & Commute
29 min
walk to Save-On-Foods
1h 22m
bike to Prairie Valley Station
4h 32m
walk to Prairie Valley Station
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 31%
| Detached | 58 | 31.0% |
| Condo / Apartment | 57 | 30.5% |
| Townhouse | 25 | 13.4% |
| Land | 24 | 12.8% |
| Mobile home | 16 | 8.6% |
| Other | 7 | 3.7% |
| $5,000 to $9,999 | 5 | 1.1% |
| $15,000 to $19,999 | 15 | 3.2% |
| $20,000 to $24,999 | 45 | 9.5% |
| $25,000 to $29,999 | 30 | 6.3% |
| $30,000 to $34,999 | 35 | 7.4% |
| $35,000 to $39,999 | 40 | 8.4% |
| $40,000 to $44,999 | 40 | 8.4% |
| $45,000 to $49,999 | 30 | 6.3% |
| $50,000 to $59,999 | 70 | 14.7% |
| $60,000 to $69,999 | 35 | 7.4% |
| $70,000 to $79,999 | 30 | 6.3% |
| $80,000 to $89,999 | 25 | 5.3% |
| $90,000 to $99,999 | 25 | 5.3% |
| $100,000 to $124,999 | 25 | 5.3% |
| $125,000 to $149,999 | 10 | 2.1% |
| $150,000 to $199,999 | 10 | 2.1% |
| $200,000 and over | 5 | 1.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$637
Principal and interest
Calculated estimate
$462
Property tax
Calculated estimate
$25/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$99,900
Down payment
Calculated estimate
$19,980 (20%)
Estimated mortgage
Calculated estimate
$79,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$637
/mo
Rate
%
Amortization
Principal and interest
$462
Property tax (est.)
$25
P&I
Tax
Down payment
$19,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $19,980 down (20%) on $99,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
