5649 Cosens Bay Road
Coldstream · V1B1N8
$3,835/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Coldstream · V1B1N8
$3,835/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Paradise...found! Don't miss out on this rare opportunity to build your new summer home on prestigious, family-friendly Kalamalka Lake! Be a part of this exclusive, gated lakeshore development, Kalamalka Park Estates, conveniently located just 15 mins South of Cosens Bay and located near protected park lands Kalamalka Provincial Park and Cougar Canyon. This breathtaking lot has amazing views, but the real draw is the warm, clear emerald lake access off your own dock, to swim, boat, or paddle in and enjoy! There's even a pickelball court and a shared dock and hiking trails to enjoy too! All this, and it's only 25 minutes from the shopping and amenities of Vernon, but you'll feel like you are out in your own private paradise! Modern conveniences meets rustic charm, Kalamalka Park Estates has it's own private drinking/potable water system in place with UV Purification, Access to Hydro power at the lot line (Share included in price, already paid!) as well as its own metered propane gas system. A septic holding tank installation will complete your utilities. NO SPECULATION TAX! Don't miss out on your chance to be a part of this hidden gem, call us or your Realtor to set up your viewing!
Recreational
Type
Mun of Coldstream
Area
Listed
June 10, 2026
Nearby & Commute
2h 13m
walk to Buy Low Foods
2h 42m
bike to Orchard Park Exchange
9h
walk to Orchard Park Exchange
11h 40m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 106 | 40.5% |
| Condo / Apartment | 48 | 18.3% |
| Land | 35 | 13.4% |
| Townhouse | 32 | 12.2% |
| Mobile home | 23 | 8.8% |
| Other | 18 | 6.9% |
| Under $5,000 | 10 | 0.8% |
| $5,000 to $9,999 | 10 | 0.8% |
| $10,000 to $14,999 | 10 | 0.8% |
| $15,000 to $19,999 | 30 | 2.3% |
| $20,000 to $24,999 | 55 | 4.3% |
| $25,000 to $29,999 | 45 | 3.5% |
| $30,000 to $34,999 | 40 | 3.1% |
| $35,000 to $39,999 | 50 | 3.9% |
| $40,000 to $44,999 | 45 | 3.5% |
| $45,000 to $49,999 | 50 | 3.9% |
| $50,000 to $59,999 | 85 | 6.6% |
| $60,000 to $69,999 | 95 | 7.4% |
| $70,000 to $79,999 | 95 | 7.4% |
| $80,000 to $89,999 | 80 | 6.2% |
| $90,000 to $99,999 | 75 | 5.8% |
| $100,000 to $124,999 | 175 | 13.6% |
| $125,000 to $149,999 | 100 | 7.8% |
| $150,000 to $199,999 | 135 | 10.5% |
| $200,000 and over | 100 | 7.8% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,835
Principal and interest
Calculated estimate
$3,469
Property tax
Calculated estimate
$217/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$749,900
Down payment
Calculated estimate
$149,980 (20%)
Estimated mortgage
Calculated estimate
$599,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,835
/mo
Rate
%
Amortization
Principal and interest
$3,469
Property tax (est.)
$217
P&I
Tax
Down payment
$149,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $149,980 down (20%) on $749,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.