- Active
581 Churchill Avenue
Penticton · Single Family
- Beds
- 5
- Baths
- 4
- Sqft
- 2,846
- Built
- 2013
Listed by Chamberlain Property Group Inc. · MLS® 10394929
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Sign inAbout this home
Steps from Okanagan Lake and a short walk to downtown Penticton, this contemporary home offers something genuinely rare on one of the city's most sought-after streets: a spacious main residence paired with a fully self-contained carriage house above a double garage. The street appeal carries through to a well-balanced main floor warmed by in-floor radiant heat, built around a chef's kitchen with a butler's pantry and an open dining and living area that flows seamlessly to a large covered concrete patio — designed for year-round outdoor living. The yard adds character with pocket gardens, an outdoor shower, and custom planters and storage benches. A main floor primary bedroom with an ensuite completes the level, offering real flexibility for single-level living, guests, or family. Upstairs, three generous bedrooms and a dedicated laundry area are accompanied by the primary suite — a genuine retreat with a spa-calibre ensuite and private office/den. A sun-soaked upper patio is accessible from both the suite and the hallway, stepping up to a showstopping private rooftop terrace with sweeping views of Okanagan Lake, the mountains, and the city lights at night. Off the alley, the detached garage is topped by a legal one-bedroom suite with its own balcony, private staircase, and dedicated parking — currently VRBO-licensed and proven as both a short- and long-term rental. A home this complete, on a street this good, doesn't come around often.
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full + 1 half
- Interior
- 2,846 sq ft
- Year built
- 2013
- Storeys
- 2
- Parking
- 3
- Property type
- Single Family
- Basement
- Crawl space
- Garage
- Yes
- Fireplace
- 1
- Area
- Main North
- Listed
- July 15, 2026
- Structure
- House
- PID
- 028-958-926
- Common interest
- Freehold
Highlights
- Mountain view
- Rooftop deck
- Balcony
- Patio
- Double garage
- Radiant heat
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Range - Electric, Dishwasher, Dryer, Microwave, Hood Fan, Washer/Dryer Stack-Up
- Heating
- Forced air, See remarks, Other
- Cooling
- Central air conditioning
- Flooring
- Concrete, Vinyl
- Roof
- Other, Unknown
- Parking
- Detached Garage, Street
- Lot
- Level lot, Central island, Balcony
- Community
- Family Oriented, Pets Allowed, Pets Allowed With Restrictions, Rentals Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $7,560
- Property tax
- $467/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $8,177
Purchase snapshot
- List price
- $1,595,000
- Down payment
- $319,000 (20%)
- Estimated mortgage
- $1,276,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $9,248
- At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 38%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.