581 Churchill Avenue
Penticton · V2A1E2
$8,300/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Penticton · V2A1E2
$8,300/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Steps from Okanagan Lake and a short walk to downtown Penticton, this contemporary home offers something genuinely rare on one of the city's most sought-after streets: a spacious main residence paired with a fully self-contained carriage house above a double garage. The street appeal carries through to a well-balanced main floor warmed by in-floor radiant heat, built around a chef's kitchen with a butler's pantry and an open dining and living area that flows seamlessly to a large covered concrete patio — designed for year-round outdoor living. The yard adds character with pocket gardens, an outdoor shower, and custom planters and storage benches. A main floor primary bedroom with an ensuite completes the level, offering real flexibility for single-level living, guests, or family. Upstairs, three generous bedrooms and a dedicated laundry area are accompanied by the primary suite — a genuine retreat with a spa-calibre ensuite and private office/den. A sun-soaked upper patio is accessible from both the suite and the hallway, stepping up to a showstopping private rooftop terrace with sweeping views of Okanagan Lake, the mountains, and the city lights at night. Off the alley, the detached garage is topped by a legal one-bedroom suite with its own balcony, private staircase, and dedicated parking — currently VRBO-licensed and proven as both a short- and long-term rental. A home this complete, on a street this good, doesn't come around often.
5
Beds
3 full + 1 half
Baths
3,414 ft²
Floor area
2013
Year built
2
Storeys
3
Parking
$9,269/yr
Gross tax
Single Family
Type
Crawl space
Basement
Yes
Garage
1
Fireplace
Main North
Area
Listed
July 15, 2026
Basement
Crawl space
Structure
House
PID
028-958-926
Property highlights
Mountain view
Rooftop deck
Balcony
Patio
Double garage
Radiant heat
Features & inclusions
Appliances
Washer, Refrigerator, Range - Gas, Range - Electric, Dishwasher, Dryer, Microwave, Hood Fan, Washer/Dryer Stack-Up
Heating
Forced air, See remarks, Other
Cooling
Central air conditioning
Flooring
Concrete, Vinyl
Roof
Other, Unknown
Parking
Detached Garage, Street
Lot
Level lot, Central island, Balcony
Community
Family Oriented, Pets Allowed, Pets Allowed With Restrictions, Rentals Allowed
Common interest
Freehold
Nearby & Commute
15 min
walk to Quality Greens
1h 3m
bike to Prairie Valley Station
3h 30m
walk to Prairie Valley Station
10h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,300
Principal and interest
Calculated estimate
$7,378
Property tax
Listing data
$772/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,595,000
Down payment
Calculated estimate
$319,000 (20%)
Estimated mortgage
Calculated estimate
$1,276,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Tax from listing
Est. monthly total
$8,300
/mo
Rate
%
Amortization
Principal and interest
$7,378
Property tax
$772
P&I
Tax
Down payment
$319,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $319,000 down (20%) on $1,595,000, Canadian semi-annual compounding. Property tax sourced from listing. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 101 | 43.0% |
| Condo / Apartment | 52 | 22.1% |
| Duplex | 26 | 11.1% |
| Townhouse | 24 | 10.2% |
| Land | 12 | 5.1% |
| Other | 20 | 8.5% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 20 | 7.5% |
| $25,000 to $29,999 | 25 | 9.4% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 10 | 3.8% |
| $40,000 to $44,999 | 25 | 9.4% |
| $45,000 to $49,999 | 10 | 3.8% |
| $50,000 to $59,999 | 30 | 11.3% |
| $60,000 to $69,999 | 25 | 9.4% |
| $70,000 to $79,999 | 20 | 7.5% |
| $80,000 to $89,999 | 20 | 7.5% |
| $90,000 to $99,999 | 10 | 3.8% |
| $100,000 to $124,999 | 25 | 9.4% |
| $125,000 to $149,999 | 5 | 1.9% |
| $150,000 to $199,999 | 10 | 3.8% |
| $200,000 and over | 15 | 5.7% |
$1,575,000
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3,511 sqft
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3,606 sqft
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