Fernie · V0B1M0
$1,505/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Freshies Cafe, nestled in the heart of downtown Fernie, is a beloved local institution and the perfect blend of charm and opportunity. For over 20 years, Freshies has been a gathering place for friends, families, and pets, offering a warm, welcoming atmosphere with both cozy indoor seating and a dog-friendly outdoor patio surrounded by trees, plants, and flowers. Renowned for its custom coffee blend, delectable baked goods, and gluten-free options, Freshies has earned rave reviews for its friendly baristas and exceptional customer service. The loyalty program adds an exciting new dynamic to an already thriving business. The cafe operates with a permit for 50 people, food and liquor licenses. There is a lease in place to September 30, 2030 with an option to renew for another 5 years, with a great landlord. This established cafe is ready to scale and grow—whether by expanding the menu, adding more events, or increasing hours to serve the community even more. With its prime location and strong local and visitors following, the potential for growth is limitless! Freshies Cafe is not just a business; it’s a Fernie landmark, and it’s now ready for a new entrepreneur to take it to the next level. Don’t miss this chance to own a piece of Fernie’s history with endless possibilities for future success!
1,089 ft²
Floor area
Other
Type
Fernie
Area
Listed
March 21, 2025
$275,000 is 73.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
3 min
walk to Save-On-Foods
22 min
bike to nearest SkyTrain station
1h 15m
walk to nearest SkyTrain station
23h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 36%
| Land | 21 | 35.6% |
| Detached | 19 | 32.2% |
| Condo / Apartment | 8 | 13.6% |
| Townhouse | 7 | 11.9% |
| Mobile home | 2 | 3.4% |
| Other | 2 | 3.4% |
| $10,000 to $14,999 | 5 | 1.4% |
| $15,000 to $19,999 | 5 | 1.4% |
| $20,000 to $24,999 | 10 | 2.9% |
| $25,000 to $29,999 | 10 | 2.9% |
| $30,000 to $34,999 | 10 | 2.9% |
| $35,000 to $39,999 | 10 | 2.9% |
| $40,000 to $44,999 | 10 | 2.9% |
| $45,000 to $49,999 | 20 | 5.8% |
| $50,000 to $59,999 | 25 | 7.2% |
| $60,000 to $69,999 | 35 | 10.1% |
| $70,000 to $79,999 | 15 | 4.3% |
| $80,000 to $89,999 | 20 | 5.8% |
| $90,000 to $99,999 | 20 | 5.8% |
| $100,000 to $124,999 | 35 | 10.1% |
| $125,000 to $149,999 | 40 | 11.6% |
| $150,000 to $199,999 | 40 | 11.6% |
| $200,000 and over | 35 | 10.1% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,505
Principal and interest
Calculated estimate
$1,272
Property tax
Calculated estimate
$83/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$275,000
Down payment
Calculated estimate
$55,000 (20%)
Estimated mortgage
Calculated estimate
$220,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,505
/mo
Rate
%
Amortization
Principal and interest
$1,272
Property tax (est.)
$83
P&I
Tax
Down payment
$55,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $55,000 down (20%) on $275,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.8829 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
