- Active
631 Mt Ida Crescent
Coldstream · Single Family
- Beds
- 5
- Baths
- 4
- Sqft
- 3,233
- Built
- 2019
Listed by Royal LePage Downtown Realty · MLS® 10391887
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Sign inAbout this home
Live the ultimate Okanagan dream in this exceptional modern luxury residence on one of Middleton Mountain's most sought-after crescents, just minutes from Kalamalka Lake, parks, and endless hiking and biking trails. A stunning architectural expansion has transformed this 5 bedroom, 3.5 bathroom home into a private resort designed for effortless family living and entertaining. The open-concept kitchen, dining, and living area is the heart of the home, offering breathtaking panoramic views stretching from east to west above the valley. Large windows flood the space with natural light, while front and rear decks seamlessly connect indoor and outdoor living. The property is an extraordinary oasis featuring a saltwater pool with waterslide, hot tub, wet bar, dedicated pool bathroom/changeroom, mechanical room, custom lighting, artificial turf, and beautifully landscaped gardens with smart irrigation, plus dedicated boat/RV parking. The main level offers a spacious media/playroom, two versatile bedrooms, a full bath, laundry, and direct backyard access, while upstairs includes three additional bedrooms, including a luxurious primary suite with custom closets and sweeping views. Complete with the remaining New Home Warranty, this turnkey home offers an unparalleled Okanagan lifestyle where every day feels like a vacation.
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full + 1 half
- Interior
- 3,233 sq ft
- Year built
- 2019
- Storeys
- 2
- Parking
- 5
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplace
- 1
- Area
- Middleton Mountain Coldstream
- Listed
- July 2, 2026
- Structure
- House
- Frontage
- 77 feet
- PID
- 029-871-051
- Common interest
- Freehold
Highlights
- Pool
- Private yard
- Hot tub
- Wine fridge
Features and inclusions
- Appliances
- Washer, Refrigerator, Water purifier, Range - Gas, Dishwasher, Wine Fridge, Dryer, Microwave, Hood Fan, Hot Water Instant
- Heating
- See remarks
- Cooling
- Central air conditioning
- Flooring
- Hardwood, Laminate, Carpeted, Ceramic Tile
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Two Balconies
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $7,816
- Property tax
- $483/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $8,449
Purchase snapshot
- List price
- $1,649,000
- Down payment
- $329,800 (20%)
- Estimated mortgage
- $1,319,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $8,991
- At 5.4525 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 51%
Who lives here
Documents
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