- Active
- Open house Sat, Oct 10
635 5th Street
Courtenay · Single Family
- Beds
- 4
- Baths
- 4
- Sqft
- 1,838
- Built
- 2024
Listed by Royal LePage-Comox Valley (CV) · MLS® 1032616
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inOpen houses
Ray Rasouli will reply by email or phone to confirm a time.
About this home
Close to downtown in the desirable Old Orchard neighbourhood of Courtenay, this beautifully located bright, brand new construction, home offers abundant parking with alley access with room to add a detached garage in the alley if that’s important to buyers. The main residence features 3 bedrooms and 3 baths, while a fully self-contained 1-bed micro-suite with private entrance and in-suite laundry is ideal as rental income, guest housing, or an in-law suite. Finished to a high standard with in-floor radiant heat, heat pumps in upstairs bedrooms, and appliance packages included for both units. Turnkey, energy-efficient, and investor-ready. Come check out this affordable opportunity close to town in an amazing location. Call Mike Fisher with Royal LePage in the Comox Valley to book your private viewing. 250-218-3895
Home facts
- Bedrooms
- 4
- Bathrooms
- 4 full
- Interior
- 1,838 sq ft
- Lot size
- 3,485 sq ft
- Year built
- 2024
- Parking
- 3
- Property type
- Single Family
- Fireplace
- 1
- Area
- Courtenay City
- Style
- Character
- Listed
- April 17, 2026
- Structure
- House
- PID
- 009-024-484
- Common interest
- Freehold
Highlights
- In-suite laundry
- Radiant heat
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- Natural gas, Other
- Cooling
- See Remarks
- Lot
- Central location, Other, Rectangular
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,716
- Property tax
- $292/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,158
Purchase snapshot
- List price
- $995,000
- Down payment
- $199,000 (20%)
- Estimated mortgage
- $796,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,382
- At 5.4086 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Courtenay
Ten year average, 2016–2025.
- Average temperature
- 10.7°C
- Daily mean across the year.
- Yearly precipitation
- 1,152 mm
- On the drier side for BC.
- Yearly snowfall
- 48 cm
- Expect real winters.
- Bright sunshine
- 1,926 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 41%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
