- Active
6408 Monck Park Road
Merritt · Recreational
Listed by Century 21 Assurance Realty Ltd. · MLS® 10401021
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WATERFRONT! Rare opportunity to own approximately 1 acre in desirable Nicola Lakeshore Estates. Build your dream home or recreational getaway on the shores of beautiful Nicola Lake, just 3 hours from the Lower Mainland and approximately 2 hours from Sun Peaks. Enjoy four-season recreation right outside your door, including boating, water skiing, fishing and wind surfing in the summer, along with hiking, ATVing, cross-country skiing and fantastic snowmobiling throughout the surrounding area. The driveway has already been started, providing access toward the more level area near the waterfront. The natural slope of the property offers an excellent opportunity for a walkout basement design that takes advantage of the beautiful lake views and easy access to the beach. Paved road access plus water and sewer services available at the lot line add to the convenience of this exceptional property. Whether you're looking to build a year-round residence or your own four-season lake retreat, this is an opportunity to enjoy everything Nicola Lake has to offer. Book your appointment today and come experience this beautiful waterfront property for yourself.
Home facts
- Property type
- Recreational
- Area
- Merritt
- Listed
- September 18, 2026
- Structure
- Other
- PID
- 026-344-084
- Common interest
- Freehold
Highlights
- Mountain view
- Waterfront
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Community Water User's Utility
- Utilities
- Water, Sewer, Electricity
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,076
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,418
Purchase snapshot
- List price
- $649,000
- Down payment
- $129,800 (20%)
- Estimated mortgage
- $519,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,146
- At 7.9295 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
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