- Active
642 Mountain Drive
Vernon · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,770
- Built
- 2004
Listed by O'Keefe 3 Percent Realty Inc. · MLS® 10401776
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Sign inAbout this home
Immaculately well thought out 4-bed, 3-bath home is a must see for Westside viewing experience. Expansive windows fill the home with natural light, showcasing stunning Okanagan Lake & mountain views. The kitchen overlooks the living & dining areas with direct access to the expansive partially covered deck - ideal for outdoor dining and relaxing. Step outside & enjoy birdsong, beautiful landscaping and the peaceful setting this home is designed for. The spacious primary suite offers a walk-in closet, 4-piece ensuite & private deck. An additional bedroom, full bathroom & laundry complete this floor. Downstairs, the family room features a fireplace & walk-out access to the patio with seating area & hot tub with privacy screens. 2 more bedrooms, a full bath & storage provide plenty of flexibility. The tiered backyard is beautifully landscaped & irrigated, with established gardens & multiple areas to enjoy the outdoors. Continue down the property to the impressive 24' x 24' 220-amp workshop with mezzanine. Plenty of room for an RV, boat & toys - lane access adds convenience. Local hiking trails wind through the hillside & plateau above the subdivision. Beaches, boat launches & Fintry Provincial Park are nearby, while downtown Vernon is 24 mins away & Kelowna 37 mins (approx). This is more than a well-maintained home with a beautiful view—it's a place to slow down, enjoy the outdoors & appreciate true pride of ownership. You have to see it to feel it. Schedule your showing today!
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 2,770 sq ft
- Year built
- 2004
- Storeys
- 2
- Parking
- 10
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplace
- 1
- Area
- Okanagan North
- Style
- Ranch
- Listed
- September 24, 2026
- Structure
- House
- PID
- 005-249-422
- Common interest
- Freehold
Highlights
- Mountain view
- Patio
- Private yard
- Hot tub
- Fireplace
Features and inclusions
- Appliances
- Refrigerator, Oven - Electric, Dishwasher, Microwave, See remarks, Washer & Dryer
- Heating
- Electric, See remarks
- Cooling
- Heat Pump
- Flooring
- Mixed Flooring
- Roof
- Asphalt shingle, Unknown
- Parking
- Detached Garage, RV, See Remarks
- Lot
- Private setting, Central island
- Community
- Rural Setting, Pets Allowed, Rentals Allowed
Rooms and building
- Sewer
- Septic tank
- Water
- Municipal water
- Utilities
- Water, Electricity, Cable, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,029
- Property tax
- $250/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,429
Purchase snapshot
- List price
- $849,999
- Down payment
- $170,000 (20%)
- Estimated mortgage
- $679,999
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,098
- At 5.9974 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Vernon
Ten year average, 2016–2025.
- Average temperature
- 9.1°C
- Daily mean across the year.
- Yearly precipitation
- 345 mm
- On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 55%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
