- Active
650 Hawkins Street
Nanaimo · Single Family
- Beds
- 5
- Baths
- 2
- Sqft
- 2,364
- Built
- 1956
Listed by REMAX Professionals (NA) · MLS® 1049610
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Sign inAbout this home
An ideal entry into the housing market, this versatile Brechin Area character home pairs incredible affordability with built-in financial help. The upper level offers three bright bedrooms, original hardwood floors, coved ceilings, and a peek-a-boo ocean view—delivering move-in-ready charm with recent high-ticket updates, including a new gas furnace, hot water tank, updated windows, and newer appliances. Downstairs, a self-contained two-bedroom suite with a reliable tenant produces immediate rental income ($1950/m) to offset your mortgage payments and fast-track your home equity build. Complete with a private backyard for gardening, a long driveway with a carport for ample parking, and a shared laundry setup, this starter home lets you step comfortably onto the property ladder while your lower level pays a huge chunk of the bill. Upstairs vacant December 1, down rented at $1950/m with 1 year lease
Home facts
- Bedrooms
- 5
- Bathrooms
- 2 full
- Interior
- 2,364 sq ft
- Lot size
- 7,500 sq ft
- Year built
- 1956
- Parking
- 5
- Property type
- Single Family
- Garage
- Yes
- Carport
- Yes
- Fireplace
- 1
- Area
- Brechin Hill
- Listed
- September 15, 2026
- Structure
- House
- PID
- 005-201-772
- Common interest
- Freehold
Highlights
- Ocean view
- Private yard
Features and inclusions
- Heating
- Forced air, Natural gas
- Cooling
- None
- Parking
- Detached Garage, Carport, Street, Additional Parking
- Lot
- Central location, Southern exposure, Other, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,555
- Property tax
- $217/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,921
Purchase snapshot
- List price
- $750,000
- Down payment
- $150,000 (20%)
- Estimated mortgage
- $600,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,484
- At 7.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Nanaimo
Ten year average, 2016–2025.
- Average temperature
- 10.4°C
- Daily mean across the year.
- Yearly precipitation
- 0 mm
- On the drier side for BC.
- Bright sunshine
- 1,940 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 38%
Who lives here
Documents
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