Coldstream · V1B3G5
$4,079/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this fantastic family home in the heart of Lavington, offering the perfect blend of rural living and everyday convenience just 15 minutes from downtown Vernon. Situated on a spacious 0.26-acre corner lot, this property enjoys a prime location in one of Coldstream's most family-friendly communities. Just steps away, you'll find the elementary school at the end of the street and the community's beloved park featuring an outdoor swimming pool, playground, and expansive green space for recreation and family fun. Inside, this well-maintained home offers a functional layout with two bedrooms and two bathrooms on the main level, plus an additional bedroom, full bathroom, and versatile laundry room/den downstairs. The bright open-concept kitchen was beautifully renovated in 2022 while the basement was completed in 2016, both adding comfort for a growing family. Major updates provide peace of mind, including a new furnace (2025), HWT (2023), AC (2022), 220 AMP (2022) and appliances all updated since 2022. Step outside to enjoy the new back deck (2024) and spacious fenced backyard complete with a mature shade tree and plenty of room for children and pets to play. The oversized paved driveway offers exceptional parking with ample space for your RV, boat, and additional vehicles. Set in a flat, quiet neighbourhood where kids can safely ride bikes, walk to school, or head to the park, this property offers the lifestyle you've been searching for in the beautiful North Okanagan.
3
Beds
2,203 ft²
Floor area
1977
Year built
Single Family
Type
Lavington
Area
Listed
June 2, 2026
Nearby & Commute
2h 45m
walk to Super A Foods
3h 33m
bike to Orchard Park Exchange
11h 49m
walk to Orchard Park Exchange
12h 15m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 66%
| Detached | 23 | 65.7% |
| Land | 7 | 20.0% |
| Farm | 4 | 11.4% |
| Other | 1 | 2.9% |
| $45,000 to $49,999 | 5 | 4.0% |
| $50,000 to $59,999 | 20 | 16.0% |
| $60,000 to $69,999 | 5 | 4.0% |
| $70,000 to $79,999 | 5 | 4.0% |
| $80,000 to $89,999 | 10 | 8.0% |
| $100,000 to $124,999 | 25 | 20.0% |
| $125,000 to $149,999 | 20 | 16.0% |
| $150,000 to $199,999 | 15 | 12.0% |
| $200,000 and over | 20 | 16.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,079
Principal and interest
Calculated estimate
$3,696
Property tax
Calculated estimate
$233/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$799,000
Down payment
Calculated estimate
$159,800 (20%)
Estimated mortgage
Calculated estimate
$639,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,079
/mo
Rate
%
Amortization
Principal and interest
$3,696
Property tax (est.)
$233
P&I
Tax
Down payment
$159,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $159,800 down (20%) on $799,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
