- Active
661 Millstream Lake Road
Highlands · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,239
- Built
- 1996
Listed by RE/MAX Camosun · MLS® 1050368
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Sign inAbout this home
Welcome to this beautiful custom home set on a private 1.2-acre lot in the secluded Highlands—just five minutes to major amenities. The bright open foyer welcomes you into a spacious layout designed for both comfort and entertaining. The large kitchen flows seamlessly into the living and dining rooms, offering open-concept living with direct access to a serene rear patio featuring a hot tub and sitting area. The main level includes a generous primary bedroom with ample closet space and ensuite, plus laundry and a versatile office or additional bedroom. Upstairs offers two more bedrooms and a full bathroom, ideal for family or guests. Quality upgrades include heated floors throughout, a brand-new roof, and a newly paved driveway. Outside, enjoy a fenced yard, gazebo, and wood-burning fireplace, while a large portion of the property is beautifully framed by a tranquil pond, creating a nature-filled setting where birds and wildlife abound. With ample space and potential for a future shop or carriage house (buyer to verify), this is a rare private retreat just minutes from the city.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 2,239 sq ft
- Year built
- 1996
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Western Highlands
- Style
- Westcoast
- Listed
- September 24, 2026
- Structure
- House
- PID
- 023-242-272
- Common interest
- Freehold
Highlights
- Patio
- Private yard
- Hot tub
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer
- Heating
- Electric, Hot Water, Other
- Cooling
- None
- Parking
- Attached Garage, Garage
- Lot
- Wooded area, Irregular lot size
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,688
- Property tax
- $350/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,188
Purchase snapshot
- List price
- $1,199,999
- Down payment
- $240,000 (20%)
- Estimated mortgage
- $959,999
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,181
- At 4.3178 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 40%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.